U.S. Bank in New Hampshire vs the state
26.7%Denial rate+10.24 pts vs state
31.2%Decision denial rate+10.94 pts vs state
56.9%Origination rate-4.78 pts vs state
7.00%Median rate+0.18 pts vs state
0.37Rate spread (pts)+0.13 pts vs state
$170kMedian applicant income
115Loans originated
54Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 203 | 99 | 34.5% | 8.00% | #46 |
| 2024 | 211 | 105 | 38.4% | 7.13% | #46 |
| 2025 | 202 | 115 | 26.7% | 7.00% | #56 |
What U.S. Bank lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most U.S. Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 70 | 45 | 15 | 21.4% |
| Rockingham County | 49 | 27 | 11 | 22.4% |
| Carroll County | 21 | 11 | 6 | 28.6% |
| Merrimack County | 16 | 10 | 4 | 25.0% |
| Cheshire County | 13 | 5 | 5 | 38.5% |
| Strafford County | 9 | 6 | 1 | 11.1% |
| Belknap County | 9 | 3 | 5 | 55.6% |
| Grafton County | 8 | 4 | 4 | 50.0% |
| Sullivan County | 6 | 4 | 2 | 33.3% |
| Coos County | 1 | 0 | 1 | 100.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 202 applications in 2025, of which 115 were originated and 54 denied.
26.7% of all applications, or 31.2% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans U.S. Bank originated in New Hampshire in 2025 was 7.00%, against a statewide median of 6.82%.
About this data. Figures are U.S. Bank's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology