METRO Credit Union in New Hampshire vs the state
11.7%Denial rate-4.80 pts vs state
12.1%Decision denial rate-8.16 pts vs state
60.6%Origination rate-1.10 pts vs state
6.85%Median rate+0.03 pts vs state
0.71Rate spread (pts)+0.47 pts vs state
$87kMedian applicant income
140Loans originated
27Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 142 | 70 | 12.0% | 6.15% | #62 |
| 2024 | 176 | 89 | 14.2% | 6.35% | #58 |
| 2025 | 231 | 140 | 11.7% | 6.85% | #53 |
What METRO Credit Union lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most METRO Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rockingham County | 84 | 55 | 13 | 15.5% |
| Hillsborough County | 71 | 42 | 5 | 7.0% |
| Strafford County | 34 | 18 | 5 | 14.7% |
| Merrimack County | 23 | 15 | 1 | 4.3% |
| Cheshire County | 15 | 6 | 3 | 20.0% |
| Carroll County | 2 | 2 | 0 | 0.0% |
| Sullivan County | 1 | 1 | 0 | 0.0% |
| Grafton County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 231 applications in 2025, of which 140 were originated and 27 denied.
11.7% of all applications, or 12.1% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans METRO Credit Union originated in New Hampshire in 2025 was 6.85%, against a statewide median of 6.82%.
About this data. Figures are METRO Credit Union's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology