Hanscom Federal Credit Union in New Hampshire vs the state
16.1%Denial rate-0.39 pts vs state
19.8%Decision denial rate-0.48 pts vs state
61.0%Origination rate-0.69 pts vs state
7.00%Median rate+0.18 pts vs state
-0.12Rate spread (pts)-0.36 pts vs state
$161kMedian applicant income
72Loans originated
19Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 160 | 93 | 25.0% | 8.25% | #57 |
| 2024 | 105 | 57 | 29.5% | 8.00% | #75 |
| 2025 | 118 | 72 | 16.1% | 7.00% | #76 |
What Hanscom Federal Credit Union lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Hanscom Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 42 | 30 | 5 | 11.9% |
| Rockingham County | 41 | 22 | 8 | 19.5% |
| Carroll County | 10 | 5 | 2 | 20.0% |
| Grafton County | 6 | 4 | 1 | 16.7% |
| Belknap County | 6 | 2 | 1 | 16.7% |
| Strafford County | 4 | 3 | 0 | 0.0% |
| Sullivan County | 3 | 1 | 1 | 33.3% |
| Merrimack County | 2 | 1 | 1 | 50.0% |
| Coos County | 2 | 2 | 0 | 0.0% |
| Cheshire County | 2 | 2 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 118 applications in 2025, of which 72 were originated and 19 denied.
16.1% of all applications, or 19.8% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Hanscom Federal Credit Union originated in New Hampshire in 2025 was 7.00%, against a statewide median of 6.82%.
About this data. Figures are Hanscom Federal Credit Union's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology