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Top home equity lenders in Oklahoma (2025)

Open-end home equity lines of credit. Denial rates run far higher on HELOCs than on purchase mortgages, so compare these lenders only with each other.

141kApplications in OK
22.9%State decision denial rate
6.63%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
Oklahoma ▾
United States Alabama592 Alaska140 Arizona630 Arkansas426 California819 Colorado629 Delaware333 District of Columbia255 Florida1132 Georgia782 Guam3 Hawaii198 Idaho344 Illinois778 Indiana651 Iowa435 Kansas425 Kentucky498 Louisiana435 Maine294 Maryland548 Massachusetts535 Michigan610 Minnesota552 Mississippi356 Missouri607 Montana242 Nebraska315 Nevada380 New Hampshire335 New Jersey618 New Mexico318 New York526 North Carolina765 North Dakota164 Ohio726 Oklahoma504 Oregon444 Pennsylvania798 Puerto Rico60 Rhode Island255 South Carolina661 South Dakota179 Tennessee755 Texas1101 Utah345 Vermont155 Virginia662 Washington539 West Virginia331 Wisconsin593 Wyoming197
#LenderGradeHELOC applicationsApplicationsDenial rateMedian rate
1 BOKFTulsa, OK D 1,022 4,227 20.2% 6.63%
2 Coastal Community BankEverett, WA C 775 1,235 1.9% 10.49%
3 Arvest BankFayetteville, AR C 687 5,387 17.6% 7.00%
4 First United Bank and TrustDurant, OK C 677 5,630 5.9% 6.88%
5 BancFirstOklahoma City, OK C 635 4,799 10.0% 7.38%
6 Spring EqConshohocken, PA D 545 882 54.5% 9.85%
7 Tinker Federal Credit UnionOklahoma City, OK F 540 1,995 27.0% 7.45%
8 Figure LendingCharlotte, NC C 468 723 31.3% 8.83%
9 Loandepot.ComIrvine, CA D 464 1,389 38.9% 6.63%
10 Discover BankGreenwood, DE F 431 777 56.9% 8.95%
11 U.S. BankCincinnati, OH D 399 896 50.3% 7.90%
12 Rocket MortgagePlymouth, MI C 368 6,990 24.0% 6.75%
13 Navy Federal Credit UnionVienna, VA D 361 1,733 18.6% 6.38%
14 Pennymac Loan ServicesWestlake Village, CA C 358 2,144 12.0% 6.25%
15 Rain City CapitalKirkland, WA D 327 327 40.1% 10.00%
16 Sofi BankCottonwood Heights, UT D 308 548 7.3% 6.99%
17 TTCU Federal Credit UnionTulsa, OK B 300 1,401 16.7% 6.88%
18 Broker SolutionsTustin, CA D 262 1,581 12.0% 6.88%
19 Bank of AmericaCharlotte, NC F 257 1,250 33.5% 6.24%
20 Nationstar MortgageCoppell, TX C 250 797 16.1% 7.13%
21 Better MortgageNew York, NY F 224 950 26.1% 6.75%
22 MidFirst BankOklahoma City, OK B 201 1,173 26.7% 6.50%
23 Tulsa Federal Credit UnionTulsa, OK F 180 610 19.7% 7.88%
24 LendageSan Mateo, CA B 157 217 11.5% 11.25%
25 Armstrong BankMuskogee, OK B 142 1,013 10.1% 7.10%
26 True Sky Credit UnionOklahoma City, OK F 135 378 33.1% 6.75%
27 Lakeview Loan ServicingCoral Gables, FL C 103 536 50.0% 6.50%
28 JPMorgan Chase BankColumbus, OH B 98 988 10.4% 6.50%
29 Crosscountry MortgageCleveland, OH B 91 514 6.2% 6.75%
30 Mutual of Omaha MortgageSan Diego, CA C 87 489 18.4% 6.38%
31 Communication Federal Credit UnionOklahoma City, OK C 71 779 13.5% 7.25%
32 Oklahoma'S Credit UnionOklahoma City, OK C 67 369 15.2% 7.25%
33 Gateway First BankJenks, OK B 61 2,161 3.3% 6.50%
34 Truity Federal Credit UnionBartlesville, OK C 55 297 7.4% 6.63%
35 PNC BankWilmington, DE D 52 179 33.0% 6.75%
36 The Central Trust BankJefferson City, MO C 52 713 4.5% 6.63%
37 The Focus Federal Credit UnionOklahoma City, OK F 51 132 30.3% 6.88%
38 First Fidelity BankOklahoma City, OK D 51 254 48.8% —
39 BMO BankChicago, IL F 46 176 43.8% 8.68%
40 Guaranteed RateChicago, IL B 42 706 8.1% 6.53%
41 RCN CapitalSouth Windsor, CT D 41 97 56.7% 7.70%
42 Homebridge Financial ServicesIselin, NJ B 38 96 14.6% 9.94%
43 FNB Community BankMidwest City, OK D 37 198 20.2% —
44 The Loan StoreSan Francisco, CA B 36 207 9.2% 6.88%
45 First Bank & TrustDuncan, OK C 36 322 10.3% —
46 Fidelity BankWichita, KS C 34 148 33.1% 7.24%
47 RCB BankClaremore, OK B 34 676 7.8% 6.38%
48 Citizens BankProvidence, RI C 30 104 19.2% 8.15%
49 United Federal Credit UnionSaint Joseph, MI D 29 101 27.7% 6.50%
50 American Airlines Federal Credit UnionFort Worth, TX D 29 284 16.9% 6.88%

How this list is built

Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.