Crosscountry Mortgage in Oklahoma vs the state
6.2%Denial rate-11.69 pts vs state
10.8%Decision denial rate-12.10 pts vs state
50.4%Origination rate-5.71 pts vs state
6.75%Median rate+0.13 pts vs state
0.71Rate spread (pts)+0.36 pts vs state
$90kMedian applicant income
259Loans originated
32Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 705 | 323 | 3.0% | 6.75% | #39 |
| 2024 | 597 | 308 | 3.4% | 6.75% | #51 |
| 2025 | 514 | 259 | 6.2% | 6.75% | #64 |
What Crosscountry Mortgage lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tulsa County | 124 | 62 | 8 | 6.5% |
| Oklahoma County | 60 | 36 | 3 | 5.0% |
| Rogers County | 28 | 18 | 2 | 7.1% |
| Canadian County | 26 | 7 | 0 | 0.0% |
| Cleveland County | 25 | 10 | 4 | 16.0% |
| Wagoner County | 24 | 11 | 0 | 0.0% |
| Creek County | 19 | 10 | 0 | 0.0% |
| Comanche County | 17 | 13 | 0 | 0.0% |
| Lincoln County | 13 | 7 | 1 | 7.7% |
| McCurtain County | 10 | 5 | 1 | 10.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 514 applications in 2025, of which 259 were originated and 32 denied.
6.2% of all applications, or 10.8% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Crosscountry Mortgage originated in Oklahoma in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology