Mutual of Omaha Mortgage in Oklahoma vs the state
18.4%Denial rate+0.48 pts vs state
26.1%Decision denial rate+3.22 pts vs state
48.5%Origination rate-7.63 pts vs state
6.38%Median rate-0.25 pts vs state
0.43Rate spread (pts)+0.09 pts vs state
$68kMedian applicant income
237Loans originated
90Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 392 | 170 | 32.4% | 6.75% | #70 |
| 2024 | 411 | 213 | 22.6% | 6.75% | #66 |
| 2025 | 489 | 237 | 18.4% | 6.38% | #67 |
What Mutual of Omaha Mortgage lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Mutual of Omaha Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 111 | 58 | 16 | 14.4% |
| Tulsa County | 62 | 31 | 11 | 17.7% |
| Cleveland County | 30 | 17 | 4 | 13.3% |
| Canadian County | 24 | 11 | 6 | 25.0% |
| Rogers County | 21 | 13 | 2 | 9.5% |
| Wagoner County | 18 | 5 | 3 | 16.7% |
| Grady County | 15 | 10 | 2 | 13.3% |
| Creek County | 14 | 7 | 2 | 14.3% |
| Muskogee County | 12 | 3 | 3 | 25.0% |
| Logan County | 12 | 7 | 2 | 16.7% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 489 applications in 2025, of which 237 were originated and 90 denied.
18.4% of all applications, or 26.1% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Mutual of Omaha Mortgage originated in Oklahoma in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Mutual of Omaha Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology