First Fidelity Bank in Oklahoma vs the state
48.8%Denial rate+30.90 pts vs state
50.2%Decision denial rate+27.33 pts vs state
39.8%Origination rate-16.34 pts vs state
—Median rate
—Rate spread (pts)
$84kMedian applicant income
101Loans originated
124Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 233 | 92 | 43.8% | — | #103 |
| 2024 | 238 | 98 | 47.1% | — | #106 |
| 2025 | 254 | 101 | 48.8% | — | #108 |
What First Fidelity Bank lends in Oklahoma
By loan purpose
By loan type
Where in Oklahoma
Counties with the most First Fidelity Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 103 | 34 | 61 | 59.2% |
| Cleveland County | 87 | 43 | 32 | 36.8% |
| Canadian County | 22 | 7 | 10 | 45.5% |
| McClain County | 8 | 3 | 5 | 62.5% |
| Tulsa County | 8 | 5 | 1 | 12.5% |
| Grady County | 6 | 3 | 2 | 33.3% |
| Logan County | 4 | 1 | 3 | 75.0% |
| Pottawatomie County | 4 | 0 | 3 | 75.0% |
| Bryan County | 3 | 0 | 3 | 100.0% |
| Garvin County | 3 | 2 | 1 | 33.3% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 254 applications in 2025, of which 101 were originated and 124 denied.
48.8% of all applications, or 50.2% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are First Fidelity Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology