Homebridge Financial Services · Oklahoma · 2025

Homebridge Financial Services in Oklahoma: approval rate, denial rate and rates (2025)

Homebridge Financial Services took 96 mortgage applications in Oklahoma in 2025, ranking #193 of 821 lenders active in the state. It originated 72.9% of them and denied 14.6% (16.3% of the applications it decided), against a statewide denial rate of 17.9%.

96Applicationsin OK
16.3%Decision denial ratestate 22.9%
9.94%Median ratestate 6.63%
$105,000Median loanstate $165,000
$11MVolume25 counties

Homebridge Financial Services in Oklahoma vs the state

14.6%Denial rate-3.34 pts vs state
16.3%Decision denial rate-6.59 pts vs state
72.9%Origination rate+16.82 pts vs state
9.94%Median rate+3.31 pts vs state
0.31Rate spread (pts)-0.04 pts vs state
$96kMedian applicant income
70Loans originated
14Denied

Trend in Oklahoma

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023913744.0%6.88%#175
20241095633.9%7.63%#165
2025967014.6%9.94%#193

What Homebridge Financial Services lends in Oklahoma

By loan purpose

Home purchase 13 14% · 23.1% denied
Refinance 15 16% · 20.0% denied
Cash-out refinance 5 5% · 20.0% denied
Home improvement 25 26% · 8.0% denied
Other / HELOC 38 40% · 13.2% denied

By loan type

Conventional 74 77% · 10.8% denied
FHA 10 10% · 40.0% denied
VA 12 13% · 16.7% denied

Why it denied Oklahoma applicants

Collateral 7 50%
Unverifiable information 4 29%
Debt-to-income ratio 2 14%
Insufficient cash 1 7%

Where in Oklahoma

Counties with the most Homebridge Financial Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Oklahoma County 20172 10.0%
Cleveland County 17122 11.8%
Tulsa County 13111 7.7%
Canadian County 760 0.0%
Logan County 742 28.6%
Delaware County 210 0.0%
Sequoyah County 211 50.0%
Creek County 220 0.0%
Osage County 211 50.0%
Grady County 210 0.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 96 applications in 2025, of which 70 were originated and 14 denied.

14.6% of all applications, or 16.3% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

The median rate on loans Homebridge Financial Services originated in Oklahoma in 2025 was 9.94%, against a statewide median of 6.63%.

About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology