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Top refinance lenders in Oklahoma (2025)

Rate-and-term and cash-out refinance applications combined.

141kApplications in OK
22.9%State decision denial rate
6.63%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
Oklahoma ▾
United States Alabama592 Alaska140 Arizona630 Arkansas426 California819 Colorado629 Delaware333 District of Columbia255 Florida1132 Georgia782 Guam3 Hawaii198 Idaho344 Illinois778 Indiana651 Iowa435 Kansas425 Kentucky498 Louisiana435 Maine294 Maryland548 Massachusetts535 Michigan610 Minnesota552 Mississippi356 Missouri607 Montana242 Nebraska315 Nevada380 New Hampshire335 New Jersey618 New Mexico318 New York526 North Carolina765 North Dakota164 Ohio726 Oklahoma504 Oregon444 Pennsylvania798 Puerto Rico60 Rhode Island255 South Carolina661 South Dakota179 Tennessee755 Texas1101 Utah345 Vermont155 Virginia662 Washington539 West Virginia331 Wisconsin593 Wyoming197
#LenderGradeRefinance applicationsApplicationsDenial rateMedian rate
1 Rocket MortgagePlymouth, MI C 4,448 6,990 24.0% 6.75%
2 United Shore Financial ServicesPlymouth, MI B 2,318 3,735 13.8% 6.13%
3 Freedom MortgageBoca Raton, FL B 1,977 2,105 10.6% 6.25%
4 Mortgage Research CenterColumbia, MO C 1,588 4,012 18.8% 6.25%
5 Pennymac Loan ServicesWestlake Village, CA C 1,367 2,144 12.0% 6.25%
6 AmeriSave MortgageSandy Springs, GA D 1,344 1,385 66.6% 7.50%
7 Arvest BankFayetteville, AR C 1,266 5,387 17.6% 7.00%
8 NewrezWilmington, DE D 1,232 1,591 18.1% 6.63%
9 BancFirstOklahoma City, OK C 1,146 4,799 10.0% 7.38%
10 First United Bank and TrustDurant, OK C 1,144 5,630 5.9% 6.88%
11 WEOKIE Federal Credit UnionOklahoma City, OK D 1,072 1,247 21.9% 6.38%
12 New Day FinancialWest Palm Beach, FL F 1,030 1,076 21.8% 6.99%
13 Carrington Mortgage ServicesOrange, CA D 812 869 44.0% 6.63%
14 Broker SolutionsTustin, CA D 782 1,581 12.0% 6.88%
15 BOKFTulsa, OK D 666 4,227 20.2% 6.63%
16 Loandepot.ComIrvine, CA D 590 1,389 38.9% 6.63%
17 Village Capital & InvestmentHenderson, NV C 528 538 17.7% 5.75%
18 GoodLeapRoseville, CA C 525 527 26.6% 6.63%
19 Kiavi FundingWilmington, DE D 494 697 7.5% 9.95%
20 Gateway First BankJenks, OK B 414 2,161 3.3% 6.50%
21 Lakeview Loan ServicingCoral Gables, FL C 409 536 50.0% 6.50%
22 Tinker Federal Credit UnionOklahoma City, OK F 389 1,995 27.0% 7.45%
23 Nationstar MortgageCoppell, TX C 362 797 16.1% 7.13%
24 American FinancingAurora, CO D 309 344 54.1% 6.19%
25 Mutual of Omaha MortgageSan Diego, CA C 305 489 18.4% 6.38%
26 Associated MortgageTulsa, OK A 302 3,213 0.7% 6.50%
27 Navy Federal Credit UnionVienna, VA D 297 1,733 18.6% 6.38%
28 Communication Federal Credit UnionOklahoma City, OK C 265 779 13.5% 7.25%
29 OKLAHOMA CENTRAL Credit UnionTulsa, OK F 252 432 19.9% 7.24%
30 Guaranteed RateChicago, IL B 242 706 8.1% 6.53%
31 MidFirst BankOklahoma City, OK B 234 1,173 26.7% 6.50%
32 Equity Prime MortgageAtlanta, GA D 230 408 12.5% 6.63%
33 Guild MortgageSan Diego, CA A 219 1,102 6.4% 6.50%
34 Great Plains National BankElk City, OK B 217 1,838 3.3% 6.50%
35 JPMorgan Chase BankColumbus, OH B 216 988 10.4% 6.50%
36 Royal United MortgageIndianapolis, IN F 211 220 24.1% 6.88%
37 Amerihome Mortgage CompanyThousand Oaks, CA B 210 348 7.8% 6.50%
38 ALLEGIANCE Federal Credit UnionOklahoma City, OK D 203 306 17.0% 6.38%
39 Oklahoma'S Credit UnionOklahoma City, OK C 193 369 15.2% 7.25%
40 PHH MortgageMount Laurel, NJ C 181 190 6.3% 6.50%
41 Crosscountry MortgageCleveland, OH B 175 514 6.2% 6.75%
42 RCB BankClaremore, OK B 168 676 7.8% 6.38%
43 Planet Home LendingMeriden, CT B 167 217 23.5% 5.99%
44 Armstrong BankMuskogee, OK B 167 1,013 10.1% 7.10%
45 Unnamed lender 254900M2C4Q6DATP2889 F 164 164 20.7% 6.06%
46 Flat Branch MortgageColumbia, MO A 163 1,843 1.3% 6.49%
47 Bpl Mortgage TrustTampa, FL D 158 203 8.9% 7.50%
48 TTCU Federal Credit UnionTulsa, OK B 158 1,401 16.7% 6.88%
49 Mortgage Solutions of ColoradoColorado Springs, CO C 157 486 3.1% 7.25%
50 Better MortgageNew York, NY F 157 950 26.1% 6.75%

How this list is built

Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.