Planet Home Lending in Oklahoma vs the state
23.5%Denial rate+5.58 pts vs state
24.5%Decision denial rate+1.65 pts vs state
71.4%Origination rate+15.33 pts vs state
5.99%Median rate-0.63 pts vs state
-0.12Rate spread (pts)-0.47 pts vs state
$82kMedian applicant income
155Loans originated
51Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 66 | 43 | 28.8% | 6.38% | #204 |
| 2024 | 143 | 99 | 25.9% | 6.25% | #141 |
| 2025 | 217 | 155 | 23.5% | 5.99% | #119 |
What Planet Home Lending lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Planet Home Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tulsa County | 33 | 26 | 5 | 15.2% |
| Oklahoma County | 26 | 19 | 6 | 23.1% |
| Cleveland County | 20 | 14 | 5 | 25.0% |
| Comanche County | 19 | 16 | 3 | 15.8% |
| Canadian County | 13 | 10 | 3 | 23.1% |
| Wagoner County | 7 | 2 | 4 | 57.1% |
| Pawnee County | 6 | 3 | 2 | 33.3% |
| Mayes County | 6 | 4 | 0 | 0.0% |
| Osage County | 6 | 5 | 1 | 16.7% |
| McClain County | 5 | 4 | 1 | 20.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 217 applications in 2025, of which 155 were originated and 51 denied.
23.5% of all applications, or 24.5% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Planet Home Lending originated in Oklahoma in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are Planet Home Lending's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology