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Top refinance lenders in New Mexico (2025)

Rate-and-term and cash-out refinance applications combined.

74kApplications in NM
24.7%State decision denial rate
6.63%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
New Mexico ▾
United States Alabama592 Alaska140 Arizona630 Arkansas426 California819 Colorado629 Delaware333 District of Columbia255 Florida1132 Georgia782 Guam3 Hawaii198 Idaho344 Illinois778 Indiana651 Iowa435 Kansas425 Kentucky498 Louisiana435 Maine294 Maryland548 Massachusetts535 Michigan610 Minnesota552 Mississippi356 Missouri607 Montana242 Nebraska315 Nevada380 New Hampshire335 New Jersey618 New Mexico318 New York526 North Carolina765 North Dakota164 Ohio726 Oklahoma504 Oregon444 Pennsylvania798 Puerto Rico60 Rhode Island255 South Carolina661 South Dakota179 Tennessee755 Texas1101 Utah345 Vermont155 Virginia662 Washington539 West Virginia331 Wisconsin593 Wyoming197
#LenderGradeRefinance applicationsApplicationsDenial rateMedian rate
1 Rocket MortgagePlymouth, MI C 3,108 4,440 20.5% 6.75%
2 United Shore Financial ServicesPlymouth, MI B 1,792 3,251 12.8% 6.13%
3 Freedom MortgageBoca Raton, FL B 1,226 1,304 9.7% 6.25%
4 AmeriSave MortgageSandy Springs, GA D 863 887 64.9% 7.88%
5 Pennymac Loan ServicesWestlake Village, CA C 853 1,330 12.3% 6.38%
6 NewrezWilmington, DE D 852 935 20.1% 6.75%
7 NusendaAlbuquerque, NM D 803 2,962 13.7% 8.00%
8 Mortgage Research CenterColumbia, MO C 673 1,683 15.9% 6.25%
9 Broker SolutionsTustin, CA D 543 994 10.3% 6.88%
10 Guild MortgageSan Diego, CA A 543 3,186 4.3% 6.63%
11 Loandepot.ComIrvine, CA D 513 1,441 24.6% 6.75%
12 Sunward Federal Credit UnionAlbuquerque, NM B 441 1,765 9.1% 6.50%
13 New Day FinancialWest Palm Beach, FL F 408 423 18.4% 6.75%
14 Carrington Mortgage ServicesOrange, CA D 356 376 40.2% 6.63%
15 Lakeview Loan ServicingCoral Gables, FL C 336 465 37.6% 6.43%
16 Nationstar MortgageCoppell, TX C 289 676 14.1% 7.49%
17 Village Capital & InvestmentHenderson, NV C 288 289 21.5% 5.75%
18 Mutual of Omaha MortgageSan Diego, CA C 243 373 21.2% 6.25%
19 State Employees Credit UnionSanta Fe, NM D 239 422 19.0% 7.25%
20 BOKFTulsa, OK D 232 1,345 17.1% 6.63%
21 Kirtland Federal Credit UnionAlbuquerque, NM D 230 891 22.3% 7.50%
22 Navy Federal Credit UnionVienna, VA D 229 1,085 17.3% 6.63%
23 Guaranteed RateChicago, IL B 220 587 6.8% 6.60%
24 Sandia AreaAlbuquerque, NM F 215 728 24.9% —
25 JPMorgan Chase BankColumbus, OH B 212 843 7.7% 6.50%
26 Primary Residential MortgageSalt Lake City, UT C 209 1,497 4.9% 6.63%
27 GoodLeapRoseville, CA C 207 208 18.8% 6.63%
28 CMG MortgageSan Ramon, CA A 202 1,225 5.3% 6.63%
29 The Federal Savings BankChicago, IL C 188 204 9.3% 6.50%
30 Wells Fargo BankCharlotte, NC B 168 485 16.7% 6.50%
31 American FinancingAurora, CO D 166 186 42.5% 5.88%
32 Crosscountry MortgageCleveland, OH B 166 775 3.6% 6.38%
33 Bank of AmericaCharlotte, NC F 158 1,033 40.6% 6.25%
34 Waterstone MortgageBrookfield, WI C 155 2,740 3.2% 6.88%
35 Unnamed lender 254900M2C4Q6DATP2889 F 138 139 18.0% 5.99%
36 PHH MortgageMount Laurel, NJ C 138 143 7.7% 6.13%
37 FirstLight Federal Credit UnionEl Paso, TX D 131 338 29.0% 6.88%
38 U.S. BankCincinnati, OH D 115 825 45.6% 7.64%
39 Equity Prime MortgageAtlanta, GA D 108 182 6.6% 6.63%
40 Del Norte Credit UnionSanta Fe, NM C 106 462 13.6% 5.88%
41 Kind LendingIrvine, CA C 102 449 22.3% 6.63%
42 Rio GrandeAlbuquerque, NM D 98 254 21.3% —
43 First Financial Credit UnionAlbuquerque, NM D 97 199 15.1% 6.94%
44 Mission LoansColumbus, OH D 89 139 2.9% 8.31%
45 Plaza Home MortgageSan Diego, CA C 85 228 18.9% 6.50%
46 Amerihome Mortgage CompanyThousand Oaks, CA B 83 85 7.1% 6.38%
47 Sunflower BankDallas, TX B 81 501 2.8% 6.49%
48 Sofi BankCottonwood Heights, UT D 78 310 9.0% 7.19%
49 Mortgage Solutions of ColoradoColorado Springs, CO C 75 339 3.2% 6.75%
50 Texana BankLinden, TX C 71 81 2.5% 6.06%

How this list is built

Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.