Mission Loans in New Mexico vs the state
2.9%Denial rate-15.72 pts vs state
13.8%Decision denial rate-10.87 pts vs state
14.4%Origination rate-38.95 pts vs state
8.31%Median rate+1.69 pts vs state
2.26Rate spread (pts)+1.88 pts vs state
$90kMedian applicant income
20Loans originated
4Denied
Trend in New Mexico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 2 | 0.0% | 7.94% | #287 |
| 2024 | 47 | 6 | 6.4% | 7.56% | #140 |
| 2025 | 139 | 20 | 2.9% | 8.31% | #93 |
What Mission Loans lends in New Mexico
By loan purpose
By loan type
Why it denied New Mexico applicants
Where in New Mexico
Counties with the most Mission Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bernalillo County | 49 | 10 | 2 | 4.1% |
| Sandoval County | 24 | 2 | 0 | 0.0% |
| San Juan County | 12 | 2 | 0 | 0.0% |
| Valencia County | 8 | 2 | 0 | 0.0% |
| Santa Fe County | 8 | 0 | 0 | 0.0% |
| Doña Ana County | 7 | 0 | 0 | 0.0% |
| Chaves County | 5 | 0 | 1 | 20.0% |
| McKinley County | 4 | 0 | 0 | 0.0% |
| Eddy County | 4 | 0 | 1 | 25.0% |
| Lea County | 2 | 0 | 0 | 0.0% |
Other large lenders in New Mexico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 4,440 | 20.5% | 6.75% |
| 21st Mortgage | F | 3,992 | 45.5% | 9.60% |
| United Shore Financial Services | B | 3,251 | 12.8% | 6.13% |
| Guild Mortgage | A | 3,186 | 4.3% | 6.63% |
| Nusenda | D | 2,962 | 13.7% | 8.00% |
| Waterstone Mortgage | C | 2,740 | 3.2% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 2,085 | 46.4% | 9.99% |
| Sunward Federal Credit Union | B | 1,765 | 9.1% | 6.50% |
| Mortgage Research Center | C | 1,683 | 15.9% | 6.25% |
| Primary Residential Mortgage | C | 1,497 | 4.9% | 6.63% |
Frequently asked questions
New Mexico: 139 applications in 2025, of which 20 were originated and 4 denied.
2.9% of all applications, or 13.8% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.
The median rate on loans Mission Loans originated in New Mexico in 2025 was 8.31%, against a statewide median of 6.63%.
About this data. Figures are Mission Loans's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology