AmeriSave Mortgage in New Mexico vs the state
64.9%Denial rate+46.34 pts vs state
72.9%Decision denial rate+48.25 pts vs state
23.2%Origination rate-30.12 pts vs state
7.88%Median rate+1.25 pts vs state
1.97Rate spread (pts)+1.59 pts vs state
$66kMedian applicant income
206Loans originated
576Denied
Trend in New Mexico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 793 | 136 | 21.9% | 6.13% | #17 |
| 2024 | 982 | 179 | 65.2% | 7.88% | #18 |
| 2025 | 887 | 206 | 64.9% | 7.88% | #21 |
What AmeriSave Mortgage lends in New Mexico
By loan purpose
By loan type
Why it denied New Mexico applicants
Where in New Mexico
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bernalillo County | 264 | 81 | 148 | 56.1% |
| Doña Ana County | 89 | 22 | 59 | 66.3% |
| Santa Fe County | 78 | 19 | 47 | 60.3% |
| Sandoval County | 67 | 21 | 41 | 61.2% |
| Curry County | 39 | 3 | 30 | 76.9% |
| San Juan County | 37 | 9 | 22 | 59.5% |
| Chaves County | 37 | 6 | 28 | 75.7% |
| Eddy County | 29 | 4 | 22 | 75.9% |
| Valencia County | 29 | 3 | 22 | 75.9% |
| Otero County | 25 | 7 | 16 | 64.0% |
Other large lenders in New Mexico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 4,440 | 20.5% | 6.75% |
| 21st Mortgage | F | 3,992 | 45.5% | 9.60% |
| United Shore Financial Services | B | 3,251 | 12.8% | 6.13% |
| Guild Mortgage | A | 3,186 | 4.3% | 6.63% |
| Nusenda | D | 2,962 | 13.7% | 8.00% |
| Waterstone Mortgage | C | 2,740 | 3.2% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 2,085 | 46.4% | 9.99% |
| Sunward Federal Credit Union | B | 1,765 | 9.1% | 6.50% |
| Mortgage Research Center | C | 1,683 | 15.9% | 6.25% |
| Primary Residential Mortgage | C | 1,497 | 4.9% | 6.63% |
Frequently asked questions
New Mexico: 887 applications in 2025, of which 206 were originated and 576 denied.
64.9% of all applications, or 72.9% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.
The median rate on loans AmeriSave Mortgage originated in New Mexico in 2025 was 7.88%, against a statewide median of 6.63%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology