Crosscountry Mortgage in New Mexico vs the state
3.6%Denial rate-14.99 pts vs state
5.4%Decision denial rate-19.27 pts vs state
61.7%Origination rate+8.34 pts vs state
6.38%Median rate-0.25 pts vs state
0.28Rate spread (pts)-0.10 pts vs state
$94kMedian applicant income
478Loans originated
28Denied
Trend in New Mexico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 587 | 266 | 1.5% | 6.75% | #26 |
| 2024 | 642 | 366 | 1.7% | 6.63% | #27 |
| 2025 | 775 | 478 | 3.6% | 6.38% | #24 |
What Crosscountry Mortgage lends in New Mexico
By loan purpose
By loan type
Why it denied New Mexico applicants
Where in New Mexico
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Doña Ana County | 239 | 156 | 3 | 1.3% |
| Bernalillo County | 126 | 73 | 9 | 7.1% |
| Santa Fe County | 102 | 69 | 3 | 2.9% |
| Lea County | 75 | 58 | 1 | 1.3% |
| Sandoval County | 59 | 39 | 3 | 5.1% |
| Eddy County | 22 | 13 | 1 | 4.5% |
| Otero County | 22 | 11 | 3 | 13.6% |
| San Juan County | 18 | 5 | 2 | 11.1% |
| San Miguel County | 16 | 12 | 0 | 0.0% |
| Valencia County | 14 | 9 | 0 | 0.0% |
Other large lenders in New Mexico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 4,440 | 20.5% | 6.75% |
| 21st Mortgage | F | 3,992 | 45.5% | 9.60% |
| United Shore Financial Services | B | 3,251 | 12.8% | 6.13% |
| Guild Mortgage | A | 3,186 | 4.3% | 6.63% |
| Nusenda | D | 2,962 | 13.7% | 8.00% |
| Waterstone Mortgage | C | 2,740 | 3.2% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 2,085 | 46.4% | 9.99% |
| Sunward Federal Credit Union | B | 1,765 | 9.1% | 6.50% |
| Mortgage Research Center | C | 1,683 | 15.9% | 6.25% |
| Primary Residential Mortgage | C | 1,497 | 4.9% | 6.63% |
Frequently asked questions
New Mexico: 775 applications in 2025, of which 478 were originated and 28 denied.
3.6% of all applications, or 5.4% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.
The median rate on loans Crosscountry Mortgage originated in New Mexico in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology