Nationstar Mortgage in New Mexico vs the state
14.1%Denial rate-4.55 pts vs state
17.1%Decision denial rate-7.60 pts vs state
66.7%Origination rate+13.38 pts vs state
7.49%Median rate+0.87 pts vs state
1.86Rate spread (pts)+1.48 pts vs state
$97kMedian applicant income
451Loans originated
95Denied
Trend in New Mexico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 388 | 248 | 15.0% | 6.63% | #42 |
| 2024 | 575 | 366 | 17.0% | 7.49% | #30 |
| 2025 | 676 | 451 | 14.1% | 7.49% | #27 |
What Nationstar Mortgage lends in New Mexico
By loan purpose
By loan type
Why it denied New Mexico applicants
Where in New Mexico
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bernalillo County | 264 | 187 | 28 | 10.6% |
| Sandoval County | 95 | 66 | 16 | 16.8% |
| Doña Ana County | 61 | 40 | 13 | 21.3% |
| Santa Fe County | 47 | 26 | 4 | 8.5% |
| San Juan County | 28 | 17 | 4 | 14.3% |
| Valencia County | 25 | 17 | 5 | 20.0% |
| Curry County | 22 | 13 | 4 | 18.2% |
| Lincoln County | 17 | 13 | 2 | 11.8% |
| Lea County | 16 | 10 | 2 | 12.5% |
| Chaves County | 15 | 8 | 2 | 13.3% |
Other large lenders in New Mexico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 4,440 | 20.5% | 6.75% |
| 21st Mortgage | F | 3,992 | 45.5% | 9.60% |
| United Shore Financial Services | B | 3,251 | 12.8% | 6.13% |
| Guild Mortgage | A | 3,186 | 4.3% | 6.63% |
| Nusenda | D | 2,962 | 13.7% | 8.00% |
| Waterstone Mortgage | C | 2,740 | 3.2% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 2,085 | 46.4% | 9.99% |
| Sunward Federal Credit Union | B | 1,765 | 9.1% | 6.50% |
| Mortgage Research Center | C | 1,683 | 15.9% | 6.25% |
| Primary Residential Mortgage | C | 1,497 | 4.9% | 6.63% |
Frequently asked questions
New Mexico: 676 applications in 2025, of which 451 were originated and 95 denied.
14.1% of all applications, or 17.1% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.
The median rate on loans Nationstar Mortgage originated in New Mexico in 2025 was 7.49%, against a statewide median of 6.63%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology