Unnamed lender 254900M2C4Q6DATP2889 · New Mexico · 2025

Unnamed lender 254900M2C4Q6DATP2889 in New Mexico: approval rate, denial rate and rates (2025)

Unnamed lender 254900M2C4Q6DATP2889 took 139 mortgage applications in New Mexico in 2025, ranking #94 of 599 lenders active in the state. It originated 41.0% of them and denied 18.0% (30.5% of the applications it decided), against a statewide denial rate of 18.6%.

139Applicationsin NM
30.5%Decision denial ratestate 24.7%
5.99%Median ratestate 6.63%
$265,000Median loanstate $205,000
$18MVolume17 counties

Unnamed lender 254900M2C4Q6DATP2889 in New Mexico vs the state

18.0%Denial rate-0.61 pts vs state
30.5%Decision denial rate+5.83 pts vs state
41.0%Origination rate-12.33 pts vs state
5.99%Median rate-0.63 pts vs state
0.40Rate spread (pts)+0.01 pts vs state
$73kMedian applicant income
57Loans originated
25Denied

What Unnamed lender 254900M2C4Q6DATP2889 lends in New Mexico

By loan purpose

Home purchase 1 1% · 0.0% denied
Refinance 17 12% · 23.5% denied
Cash-out refinance 121 87% · 17.4% denied

By loan type

Conventional 20 14% · 15.0% denied
FHA 79 57% · 17.7% denied
VA 40 29% · 20.0% denied

Why it denied New Mexico applicants

Collateral 13 52%
Credit history 8 32%
Debt-to-income ratio 4 16%

Where in New Mexico

Counties with the most Unnamed lender 254900M2C4Q6DATP2889 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Bernalillo County 56218 14.3%
Doña Ana County 2284 18.2%
Sandoval County 15103 20.0%
Santa Fe County 1462 14.3%
Otero County 713 42.9%
Eddy County 522 40.0%
San Juan County 440 0.0%
Valencia County 300 0.0%
Curry County 302 66.7%
Lincoln County 220 0.0%

Other large lenders in New Mexico

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 4,44020.5%6.75%
21st MortgageF 3,99245.5%9.60%
United Shore Financial ServicesB 3,25112.8%6.13%
Guild MortgageA 3,1864.3%6.63%
NusendaD 2,96213.7%8.00%
Waterstone MortgageC 2,7403.2%6.88%
Vanderbilt Mortgage and FinanceF 2,08546.4%9.99%
Sunward Federal Credit UnionB 1,7659.1%6.50%
Mortgage Research CenterC 1,68315.9%6.25%
Primary Residential MortgageC 1,4974.9%6.63%

Frequently asked questions

New Mexico: 139 applications in 2025, of which 57 were originated and 25 denied.

18.0% of all applications, or 30.5% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.

The median rate on loans Unnamed lender 254900M2C4Q6DATP2889 originated in New Mexico in 2025 was 5.99%, against a statewide median of 6.63%.

About this data. Figures are Unnamed lender 254900M2C4Q6DATP2889's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology