Mortgage Solutions of Colorado in New Mexico vs the state
3.2%Denial rate-15.36 pts vs state
4.0%Decision denial rate-20.67 pts vs state
65.8%Origination rate+12.44 pts vs state
6.75%Median rate+0.13 pts vs state
0.50Rate spread (pts)+0.12 pts vs state
$85kMedian applicant income
223Loans originated
11Denied
Trend in New Mexico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 315 | 168 | 5.7% | 7.25% | #54 |
| 2024 | 273 | 185 | 1.1% | 6.75% | #59 |
| 2025 | 339 | 223 | 3.2% | 6.75% | #55 |
What Mortgage Solutions of Colorado lends in New Mexico
By loan purpose
By loan type
Why it denied New Mexico applicants
Where in New Mexico
Counties with the most Mortgage Solutions of Colorado applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bernalillo County | 111 | 71 | 4 | 3.6% |
| San Juan County | 100 | 68 | 2 | 2.0% |
| Sandoval County | 46 | 33 | 1 | 2.2% |
| Valencia County | 28 | 19 | 1 | 3.6% |
| Union County | 8 | 2 | 0 | 0.0% |
| Doña Ana County | 7 | 4 | 1 | 14.3% |
| Curry County | 7 | 4 | 0 | 0.0% |
| Taos County | 4 | 4 | 0 | 0.0% |
| Los Alamos County | 3 | 2 | 0 | 0.0% |
| San Miguel County | 3 | 0 | 0 | 0.0% |
Other large lenders in New Mexico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 4,440 | 20.5% | 6.75% |
| 21st Mortgage | F | 3,992 | 45.5% | 9.60% |
| United Shore Financial Services | B | 3,251 | 12.8% | 6.13% |
| Guild Mortgage | A | 3,186 | 4.3% | 6.63% |
| Nusenda | D | 2,962 | 13.7% | 8.00% |
| Waterstone Mortgage | C | 2,740 | 3.2% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 2,085 | 46.4% | 9.99% |
| Sunward Federal Credit Union | B | 1,765 | 9.1% | 6.50% |
| Mortgage Research Center | C | 1,683 | 15.9% | 6.25% |
| Primary Residential Mortgage | C | 1,497 | 4.9% | 6.63% |
Frequently asked questions
New Mexico: 339 applications in 2025, of which 223 were originated and 11 denied.
3.2% of all applications, or 4.0% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.
The median rate on loans Mortgage Solutions of Colorado originated in New Mexico in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Solutions of Colorado's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology