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Top refinance lenders in Nebraska (2025)

Rate-and-term and cash-out refinance applications combined.

65kApplications in NE
15.1%State decision denial rate
6.63%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
Nebraska ▾
United States Alabama592 Alaska140 Arizona630 Arkansas426 California819 Colorado629 Delaware333 District of Columbia255 Florida1132 Georgia782 Guam3 Hawaii198 Idaho344 Illinois778 Indiana651 Iowa435 Kansas425 Kentucky498 Louisiana435 Maine294 Maryland548 Massachusetts535 Michigan610 Minnesota552 Mississippi356 Missouri607 Montana242 Nebraska315 Nevada380 New Hampshire335 New Jersey618 New Mexico318 New York526 North Carolina765 North Dakota164 Ohio726 Oklahoma504 Oregon444 Pennsylvania798 Puerto Rico60 Rhode Island255 South Carolina661 South Dakota179 Tennessee755 Texas1101 Utah345 Vermont155 Virginia662 Washington539 West Virginia331 Wisconsin593 Wyoming197
#LenderGradeRefinance applicationsApplicationsDenial rateMedian rate
1 Rocket MortgagePlymouth, MI C 2,446 3,384 17.6% 6.75%
2 Freedom MortgageBoca Raton, FL B 858 898 9.1% 6.25%
3 United Shore Financial ServicesPlymouth, MI B 849 1,558 8.2% 6.37%
4 Pinnacle BankLincoln, NE B 813 3,371 4.3% 6.95%
5 First National Bank of OmahaOmaha, NE C 733 2,902 19.6% 7.00%
6 Pennymac Loan ServicesWestlake Village, CA C 679 1,137 11.8% 6.49%
7 NewrezWilmington, DE D 572 657 16.4% 6.50%
8 Mortgage Research CenterColumbia, MO C 554 1,651 12.5% 6.25%
9 AmeriSave MortgageSandy Springs, GA D 548 568 60.0% 8.00%
10 Veridian Credit UnionWaterloo, IA B 453 2,051 9.8% 6.49%
11 West Gate BankLincoln, NE A 429 2,040 5.0% 6.50%
12 CentrisOmaha, NE B 398 2,002 16.3% 6.25%
13 Liberty First Credit UnionLincoln, NE C 349 659 9.6% 6.63%
14 U.S. BankCincinnati, OH D 339 2,163 32.9% 6.99%
15 Broker SolutionsTustin, CA D 302 552 7.8% 6.88%
16 Union Bank and TrustLincoln, NE B 294 1,835 10.0% 6.50%
17 New Day FinancialWest Palm Beach, FL F 281 289 23.5% 6.99%
18 Loandepot.ComIrvine, CA D 253 507 30.2% 6.99%
19 Charter West BankWest Point, NE C 249 2,258 6.6% 6.50%
20 Lincoln FSB of NebraskaLincoln, NE A 236 1,294 2.8% 6.38%
21 Mutual of Omaha MortgageSan Diego, CA C 235 400 13.8% 6.38%
22 Cobalt Credit UnionPapillion, NE B 233 510 7.5% 6.99%
23 CMG MortgageSan Ramon, CA A 232 968 3.5% 6.50%
24 Guaranteed RateChicago, IL B 201 863 4.1% 6.50%
25 Nationstar MortgageCoppell, TX C 187 407 12.8% 7.49%
26 Wells Fargo BankCharlotte, NC B 185 515 16.9% 6.38%
27 Lakeview Loan ServicingCoral Gables, FL C 173 230 29.6% 6.25%
28 Guild MortgageSan Diego, CA A 165 626 3.5% 6.38%
29 Frontier BankOmaha, NE B 158 400 4.3% 7.00%
30 BMO BankChicago, IL F 155 609 30.1% 8.73%
31 Cornhusker BankLincoln, NE A 150 478 5.0% —
32 Exchange BankKearney, NE A 134 373 3.2% 7.50%
33 Carrington Mortgage ServicesOrange, CA D 121 135 34.1% 6.63%
34 American FinancingAurora, CO D 117 140 45.0% 6.50%
35 Village Capital & InvestmentHenderson, NV C 116 124 19.4% 5.75%
36 Metro CUOmaha, NE B 113 1,077 25.5% 5.75%
37 Security First BankRapid City, SD A 111 380 2.6% 6.75%
38 Kiavi FundingWilmington, DE D 110 117 9.4% 9.95%
39 Navy Federal Credit UnionVienna, VA D 110 639 18.2% 6.75%
40 Churchill MortgageBrentwood, TN B 109 634 2.4% 6.50%
41 The Federal Savings BankChicago, IL C 105 117 8.6% 6.25%
42 Unnamed lender 254900M2C4Q6DATP2889 F 97 97 18.6% 6.13%
43 First State Bank NebraskaLincoln, NE C 94 270 10.7% —
44 Core BankOmaha, NE A 94 492 3.9% 6.25%
45 Lincone Federal Credit UnionLincoln, NE C 92 127 6.3% 7.13%
46 Sofi BankCottonwood Heights, UT D 92 317 7.9% 7.87%
47 Rvr BankFremont, NE B 91 271 10.0% —
48 Five Points BankGrand Island, A 90 341 2.4% —
49 Fairway Independent MortgageMadison, WI B 88 885 4.8% 6.13%
50 Citizens BankProvidence, RI C 87 290 17.9% 6.88%

How this list is built

Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.