The Federal Savings Bank in Nebraska vs the state
8.6%Denial rate-3.98 pts vs state
16.4%Decision denial rate+1.25 pts vs state
43.6%Origination rate-23.69 pts vs state
6.25%Median rate-0.38 pts vs state
0.31Rate spread (pts)+0.09 pts vs state
$92kMedian applicant income
51Loans originated
10Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 104 | 39 | 9.6% | 6.63% | #85 |
| 2024 | 102 | 45 | 5.9% | 6.25% | #92 |
| 2025 | 117 | 51 | 8.6% | 6.25% | #95 |
What The Federal Savings Bank lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most The Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 38 | 15 | 1 | 2.6% |
| Lancaster County | 13 | 6 | 2 | 15.4% |
| Sarpy County | 13 | 7 | 2 | 15.4% |
| Washington County | 7 | 3 | 1 | 14.3% |
| Hall County | 5 | 2 | 1 | 20.0% |
| Scotts Bluff County | 4 | 1 | 0 | 0.0% |
| Buffalo County | 3 | 1 | 1 | 33.3% |
| Cass County | 3 | 1 | 0 | 0.0% |
| Lincoln County | 3 | 2 | 0 | 0.0% |
| Franklin County | 2 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 117 applications in 2025, of which 51 were originated and 10 denied.
8.6% of all applications, or 16.4% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans The Federal Savings Bank originated in Nebraska in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are The Federal Savings Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology