American Financing in Nebraska vs the state
45.0%Denial rate+32.47 pts vs state
55.8%Decision denial rate+40.61 pts vs state
23.6%Origination rate-43.71 pts vs state
6.50%Median rate-0.13 pts vs state
0.58Rate spread (pts)+0.36 pts vs state
$91kMedian applicant income
33Loans originated
63Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 66 | 14 | 33.3% | 6.63% | #106 |
| 2024 | 89 | 24 | 55.1% | 5.88% | #100 |
| 2025 | 140 | 33 | 45.0% | 6.50% | #84 |
What American Financing lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most American Financing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 36 | 11 | 14 | 38.9% |
| Sarpy County | 20 | 4 | 11 | 55.0% |
| Lancaster County | 19 | 1 | 10 | 52.6% |
| Kimball County | 6 | 2 | 1 | 16.7% |
| Hall County | 5 | 1 | 2 | 40.0% |
| Scotts Bluff County | 5 | 1 | 1 | 20.0% |
| Buffalo County | 3 | 0 | 2 | 66.7% |
| Box Butte County | 3 | 2 | 0 | 0.0% |
| Dodge County | 3 | 0 | 1 | 33.3% |
| Hamilton County | 3 | 2 | 1 | 33.3% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 140 applications in 2025, of which 33 were originated and 63 denied.
45.0% of all applications, or 55.8% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans American Financing originated in Nebraska in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are American Financing's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology