Core Bank in Nebraska vs the state
3.9%Denial rate-8.67 pts vs state
4.4%Decision denial rate-10.73 pts vs state
82.9%Origination rate+15.65 pts vs state
6.25%Median rate-0.38 pts vs state
-0.02Rate spread (pts)-0.24 pts vs state
$111kMedian applicant income
408Loans originated
19Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 493 | 392 | 2.2% | 6.75% | #26 |
| 2024 | 452 | 360 | 2.2% | 6.49% | #33 |
| 2025 | 492 | 408 | 3.9% | 6.25% | #36 |
What Core Bank lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Core Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 284 | 229 | 14 | 4.9% |
| Sarpy County | 148 | 132 | 3 | 2.0% |
| Cass County | 33 | 25 | 2 | 6.1% |
| Saunders County | 11 | 10 | 0 | 0.0% |
| Washington County | 5 | 4 | 0 | 0.0% |
| Lancaster County | 4 | 3 | 0 | 0.0% |
| Otoe County | 3 | 2 | 0 | 0.0% |
| Cherry County | 1 | 1 | 0 | 0.0% |
| Butler County | 1 | 1 | 0 | 0.0% |
| Cuming County | 1 | 0 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 492 applications in 2025, of which 408 were originated and 19 denied.
3.9% of all applications, or 4.4% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Core Bank originated in Nebraska in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Core Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology