Village Capital & Investment in Nebraska vs the state
19.4%Denial rate+6.82 pts vs state
24.7%Decision denial rate+9.60 pts vs state
35.5%Origination rate-31.80 pts vs state
5.75%Median rate-0.88 pts vs state
—Rate spread (pts)
$76kMedian applicant income
44Loans originated
24Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 50 | 10 | 16.0% | 6.00% | #120 |
| 2024 | 110 | 42 | 11.8% | 5.88% | #87 |
| 2025 | 124 | 44 | 19.4% | 5.75% | #94 |
What Village Capital & Investment lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Village Capital & Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 36 | 12 | 9 | 25.0% |
| Sarpy County | 25 | 10 | 5 | 20.0% |
| Lancaster County | 15 | 5 | 3 | 20.0% |
| Hall County | 10 | 3 | 3 | 30.0% |
| Cass County | 6 | 3 | 0 | 0.0% |
| Scotts Bluff County | 4 | 1 | 0 | 0.0% |
| Buffalo County | 3 | 1 | 1 | 33.3% |
| Lincoln County | 3 | 0 | 0 | 0.0% |
| Jefferson County | 2 | 1 | 0 | 0.0% |
| Adams County | 2 | 0 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 124 applications in 2025, of which 44 were originated and 24 denied.
19.4% of all applications, or 24.7% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Village Capital & Investment originated in Nebraska in 2025 was 5.75%, against a statewide median of 6.63%.
About this data. Figures are Village Capital & Investment's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology