Top refinance lenders in Louisiana (2025)

Rate-and-term and cash-out refinance applications combined.

133kApplications in LA
28.2%State decision denial rate
6.63%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
Louisiana ▾
#LenderGradeRefinance applicationsApplicationsDenial rateMedian rate
1 Rocket MortgagePlymouth, MI C 3,677 5,770 25.9% 6.63%
2 United Shore Financial ServicesPlymouth, MI B 2,450 6,264 13.1% 6.38%
3 Freedom MortgageBoca Raton, FL B 2,077 2,501 9.8% 6.25%
4 NewrezWilmington, DE D 1,850 2,664 21.1% 6.50%
5 Pennymac Loan ServicesWestlake Village, CA C 1,462 2,323 13.0% 6.13%
6 AmeriSave MortgageSandy Springs, GA D 1,424 1,453 72.9% 6.88%
7 Carrington Mortgage ServicesOrange, CA D 1,083 1,129 49.1% 6.63%
8 Mortgage Research CenterColumbia, MO C 958 2,445 22.5% 6.38%
9 New Day FinancialWest Palm Beach, FL F 779 837 27.4% 6.99%
10 GMFSBaton Rouge, LA A 708 3,072 2.0% 6.50%
11 Regions BankBirmingham, AL C 704 3,356 45.8% 6.00%
12 Broker SolutionsTustin, CA D 621 1,248 16.7% 6.99%
13 Loandepot.ComIrvine, CA D 599 1,723 35.9% 6.88%
14 JPMorgan Chase BankColumbus, OH B 529 1,931 12.6% 6.63%
15 Village Capital & InvestmentHenderson, NV C 521 542 23.4% 5.88%
16 First Horizon BankMemphis, TN B 442 1,992 19.1% 6.63%
17 Hancock Whitney BankGulfport, MS B 426 3,536 21.7% 6.00%
18 Lakeview Loan ServicingCoral Gables, FL C 421 610 49.7% 6.75%
19 Nationstar MortgageCoppell, TX C 404 952 17.2% 7.75%
20 b1BANKBaton Rouge, LA C 384 759 7.1% 8.00%
21 Navy Federal Credit UnionVienna, VA D 371 2,113 26.1% 6.50%
22 Cadence BankTupelo, MS B 347 1,065 16.2% 7.25%
23 Gulf Coast Bank and TrustNew Orleans, LA C 318 2,039 10.8% 6.88%
24 BarksdaleBossier City, LA C 317 949 21.4% 6.50%
25 Assurance Financial GroupBaton Rouge, LA C 296 1,711 4.8% 6.63%
26 Mutual of Omaha MortgageSan Diego, CA C 294 526 20.7% 6.50%
27 Fidelity BankNew Orleans, LA D 292 2,034 10.9% 6.75%
28 Pelican State Credit UnionBaton Rouge, LA D 271 320 18.4% 8.50%
29 Synergy BankHouma, LA C 266 409 4.9%
30 Crosscountry MortgageCleveland, OH B 257 1,009 4.9% 6.63%
31 Red River BankAlexandria, LA C 244 1,226 15.1% 6.50%
32 First American Bank and TrustVacherie, LA C 240 646 11.6%
33 Planet Home LendingMeriden, CT B 231 746 15.4% 6.38%
34 Movement MortgageLancaster, SC A 217 1,676 2.5% 6.56%
35 The Federal Savings BankChicago, IL C 212 237 14.8% 6.38%
36 Origin BankRuston, LA C 203 663 5.0% 7.25%
37 Equity Prime MortgageAtlanta, GA D 196 1,260 8.7% 6.50%
38 American FinancingAurora, CO D 193 211 49.8% 5.99%
39 Guaranty Bank & Trust Company of Delhi, LouisianaDelhi, LA B 191 352 2.0%
40 The Evangeline Bank & TrustVille Platte, LA B 189 442 3.4% 7.25%
41 Kiavi FundingWilmington, DE D 185 270 4.8% 9.95%
42 Southern Heritage BankJonesville, LA C 184 353 7.1%
43 Amerihome Mortgage CompanyThousand Oaks, CA B 183 192 6.8% 6.38%
44 Standard MortgageNew Orleans, LA C 175 568 10.9% 6.39%
45 Homeland BancsharesColumbia, LA B 174 363 5.0%
46 Royal United MortgageIndianapolis, IN F 173 177 35.0% 6.75%
47 Guild MortgageSan Diego, CA A 173 873 5.6% 6.50%
48 Union Home MortgageStrongsville, OH B 172 482 9.5% 6.38%
49 Eustis MortgageNew Orleans, LA B 170 1,707 2.3% 6.50%
50 LendingoneBoca Raton, FL F 169 410 13.4% 7.13%

How this list is built

Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.