Lendingone in Louisiana vs the state
13.4%Denial rate-8.76 pts vs state
61.1%Decision denial rate+32.96 pts vs state
8.5%Origination rate-43.43 pts vs state
7.13%Median rate+0.50 pts vs state
—Rate spread (pts)
—Median applicant income
35Loans originated
55Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 169 | 31 | 73.4% | 7.92% | #124 |
| 2024 | 96 | 28 | 59.4% | 7.47% | #166 |
| 2025 | 410 | 35 | 13.4% | 7.13% | #67 |
What Lendingone lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Lendingone applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orleans Parish | 124 | 7 | 11 | 8.9% |
| East Baton Rouge Parish | 59 | 1 | 5 | 8.5% |
| Jefferson Parish | 38 | 3 | 6 | 15.8% |
| Caddo Parish | 37 | 9 | 6 | 16.2% |
| Lafayette Parish | 26 | 2 | 5 | 19.2% |
| St. Tammany Parish | 25 | 1 | 3 | 12.0% |
| Calcasieu Parish | 17 | 3 | 4 | 23.5% |
| Tangipahoa Parish | 10 | 4 | 2 | 20.0% |
| Terrebonne Parish | 9 | 0 | 0 | 0.0% |
| Rapides Parish | 8 | 2 | 1 | 12.5% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 410 applications in 2025, of which 35 were originated and 55 denied.
13.4% of all applications, or 61.1% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Lendingone originated in Louisiana in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are Lendingone's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology