American Financing in Louisiana vs the state
49.8%Denial rate+27.59 pts vs state
66.0%Decision denial rate+37.89 pts vs state
16.6%Origination rate-35.38 pts vs state
5.99%Median rate-0.63 pts vs state
0.28Rate spread (pts)-0.08 pts vs state
$84kMedian applicant income
35Loans originated
105Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 150 | 16 | 41.3% | 6.31% | #136 |
| 2024 | 224 | 27 | 65.6% | 6.25% | #94 |
| 2025 | 211 | 35 | 49.8% | 5.99% | #113 |
What American Financing lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most American Financing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Tammany Parish | 21 | 4 | 11 | 52.4% |
| Jefferson Parish | 17 | 5 | 5 | 29.4% |
| Livingston Parish | 16 | 3 | 7 | 43.8% |
| East Baton Rouge Parish | 15 | 1 | 8 | 53.3% |
| Caddo Parish | 13 | 3 | 4 | 30.8% |
| Rapides Parish | 12 | 0 | 5 | 41.7% |
| Calcasieu Parish | 11 | 4 | 7 | 63.6% |
| Lafayette Parish | 11 | 3 | 6 | 54.5% |
| Bossier Parish | 10 | 1 | 7 | 70.0% |
| Ouachita Parish | 9 | 1 | 6 | 66.7% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 211 applications in 2025, of which 35 were originated and 105 denied.
49.8% of all applications, or 66.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans American Financing originated in Louisiana in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are American Financing's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology