Standard Mortgage in Louisiana vs the state
10.9%Denial rate-11.25 pts vs state
14.5%Decision denial rate-13.70 pts vs state
64.6%Origination rate+12.64 pts vs state
6.39%Median rate-0.24 pts vs state
0.04Rate spread (pts)-0.32 pts vs state
$102kMedian applicant income
367Loans originated
62Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 437 | 256 | 11.7% | 6.50% | #58 |
| 2024 | 543 | 363 | 9.0% | 6.38% | #50 |
| 2025 | 568 | 367 | 10.9% | 6.39% | #50 |
What Standard Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Standard Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lafayette Parish | 117 | 88 | 5 | 4.3% |
| St. Tammany Parish | 117 | 66 | 15 | 12.8% |
| Jefferson Parish | 69 | 38 | 12 | 17.4% |
| Caddo Parish | 48 | 36 | 3 | 6.3% |
| Orleans Parish | 37 | 20 | 10 | 27.0% |
| East Baton Rouge Parish | 32 | 15 | 4 | 12.5% |
| Bossier Parish | 19 | 14 | 0 | 0.0% |
| Rapides Parish | 17 | 13 | 2 | 11.8% |
| Tangipahoa Parish | 16 | 10 | 1 | 6.3% |
| Livingston Parish | 13 | 8 | 3 | 23.1% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 568 applications in 2025, of which 367 were originated and 62 denied.
10.9% of all applications, or 14.5% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Standard Mortgage originated in Louisiana in 2025 was 6.39%, against a statewide median of 6.63%.
About this data. Figures are Standard Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology