Lenders handling the most VA-guaranteed loan applications for veterans and service members.
| # | Lender | Grade | VA applications | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Mortgage Research CenterColumbia, MO | C | 2,115 | 2,445 | 22.5% | 6.38% |
| 2 | United Shore Financial ServicesPlymouth, MI | B | 1,173 | 6,264 | 13.1% | 6.38% |
| 3 | Freedom MortgageBoca Raton, FL | B | 1,031 | 2,501 | 9.8% | 6.25% |
| 4 | New Day FinancialWest Palm Beach, FL | F | 789 | 837 | 27.4% | 6.99% |
| 5 | Navy Federal Credit UnionVienna, VA | D | 617 | 2,113 | 26.1% | 6.50% |
| 6 | Rocket MortgagePlymouth, MI | C | 497 | 5,770 | 25.9% | 6.63% |
| 7 | Pennymac Loan ServicesWestlake Village, CA | C | 488 | 2,323 | 13.0% | 6.13% |
| 8 | Dsld MortgageDover, DE | A | 355 | 2,545 | 6.3% | 6.13% |
| 9 | NewrezWilmington, DE | D | 355 | 2,664 | 21.1% | 6.50% |
| 10 | Village Capital & InvestmentHenderson, NV | C | 327 | 542 | 23.4% | 5.88% |
| 11 | USAA Federal Savings BankPhoenix, AZ | C | 238 | 437 | 30.0% | 6.38% |
| 12 | Dhi Mortgage CompanyArlington, TX | B | 206 | 1,725 | 24.0% | 4.63% |
| 13 | The Federal Savings BankChicago, IL | C | 184 | 237 | 14.8% | 6.38% |
| 14 | Equity Prime MortgageAtlanta, GA | D | 184 | 1,260 | 8.7% | 6.50% |
| 15 | Movement MortgageLancaster, SC | A | 154 | 1,676 | 2.5% | 6.56% |
| 16 | Assurance Financial GroupBaton Rouge, LA | C | 153 | 1,711 | 4.8% | 6.63% |
| 17 | Eustis MortgageNew Orleans, LA | B | 148 | 1,707 | 2.3% | 6.50% |
| 18 | GMFSBaton Rouge, LA | A | 140 | 3,072 | 2.0% | 6.50% |
| 19 | Planet Home LendingMeriden, CT | B | 137 | 746 | 15.4% | 6.38% |
| 20 | Mortgage Solutions of ColoradoColorado Springs, CO | C | 135 | 296 | 5.1% | 7.19% |
| 21 | Carrington Mortgage ServicesOrange, CA | D | 131 | 1,129 | 49.1% | 6.63% |
| 22 | Loandepot.ComIrvine, CA | D | 118 | 1,723 | 35.9% | 6.88% |
| 23 | Crosscountry MortgageCleveland, OH | B | 115 | 1,009 | 4.9% | 6.63% |
| 24 | AmeriSave MortgageSandy Springs, GA | D | 111 | 1,453 | 72.9% | 6.88% |
| 25 | Fidelity BankNew Orleans, LA | D | 94 | 2,034 | 10.9% | 6.75% |
| 26 | Lakeview Loan ServicingCoral Gables, FL | C | 92 | 610 | 49.7% | 6.75% |
| 27 | Broker SolutionsTustin, CA | D | 86 | 1,248 | 16.7% | 6.99% |
| 28 | Mutual of Omaha MortgageSan Diego, CA | C | 75 | 526 | 20.7% | 6.50% |
| 29 | Gulf Coast Bank and TrustNew Orleans, LA | C | 70 | 2,039 | 10.8% | 6.88% |
| 30 | LowerColumbia, MD | C | 66 | 548 | 7.9% | 6.63% |
| 31 | Fairway Independent MortgageMadison, WI | B | 65 | 394 | 3.8% | 6.64% |
| 32 | Nationstar MortgageCoppell, TX | C | 64 | 952 | 17.2% | 7.75% |
| 33 | Barrington Bank & Trust CompanyBarrington, IL | C | 62 | 97 | 11.3% | 6.50% |
| 34 | Unnamed lender 254900M2C4Q6DATP2889 | F | 62 | 135 | 30.4% | 6.25% |
| 35 | Synergy One LendingSan Diego, CA | C | 62 | 1,038 | 4.0% | 6.63% |
| 36 | Guild MortgageSan Diego, CA | A | 61 | 873 | 5.6% | 6.50% |
| 37 | Kind LendingIrvine, CA | C | 58 | 422 | 21.3% | 6.50% |
| 38 | American Financial ResourcesParsippany-Troy Hills, NJ | B | 55 | 484 | 4.8% | 6.50% |
| 39 | Hancock Whitney BankGulfport, MS | B | 54 | 3,536 | 21.7% | 6.00% |
| 40 | LoanUnited.comDuluth, GA | C | 51 | 68 | 8.8% | 6.13% |
| 41 | Clearpath LendingIrvine, CA | B | 50 | 53 | 9.4% | 5.75% |
| 42 | Origin BankRuston, LA | C | 46 | 663 | 5.0% | 7.25% |
| 43 | Towne MortgageTroy, MI | B | 44 | 359 | 2.2% | 6.25% |
| 44 | Primary Residential MortgageSalt Lake City, UT | C | 43 | 346 | 2.0% | 6.69% |
| 45 | First Horizon BankMemphis, TN | B | 42 | 1,992 | 19.1% | 6.63% |
| 46 | Guaranteed RateChicago, IL | B | 38 | 354 | 13.0% | 6.59% |
| 47 | Sun West Mortgage CompanyCerritos, CA | B | 37 | 184 | 22.8% | 6.33% |
| 48 | Citizens Bank & Trust Company of Vivian, LouisianaVivian, LA | A | 37 | 304 | 0.3% | — |
| 49 | Eagle Bank and TrustLittle Rock, AR | A | 37 | 491 | 3.3% | 6.50% |
| 50 | Standard MortgageNew Orleans, LA | C | 37 | 568 | 10.9% | 6.39% |
Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.