LoanUnited.com · Louisiana · 2025

LoanUnited.com in Louisiana: approval rate, denial rate and rates (2025)

LoanUnited.com took 68 mortgage applications in Louisiana in 2025, ranking #217 of 721 lenders active in the state. It originated 35.3% of them and denied 8.8% (20.0% of the applications it decided), against a statewide denial rate of 22.2%.

68Applicationsin LA
20.0%Decision denial ratestate 28.2%
6.13%Median ratestate 6.63%
$285,000Median loanstate $165,000
$8.2MVolume24 counties

LoanUnited.com in Louisiana vs the state

8.8%Denial rate-13.35 pts vs state
20.0%Decision denial rate-8.15 pts vs state
35.3%Origination rate-16.68 pts vs state
6.13%Median rate-0.50 pts vs state
-0.42Rate spread (pts)-0.78 pts vs state
$95kMedian applicant income
24Loans originated
6Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202379507.6%6.50%#194
202455323.6%6.38%#227
202568248.8%6.13%#217

What LoanUnited.com lends in Louisiana

By loan purpose

Home purchase 23 34% · 17.4% denied
Refinance 45 66% · 4.4% denied

By loan type

Conventional 6 9% · 0.0% denied
FHA 11 16% · 9.1% denied
VA 51 75% · 9.8% denied

Why it denied Louisiana applicants

Credit history 5 83%
Debt-to-income ratio 1 17%

Where in Louisiana

Counties with the most LoanUnited.com applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Vernon Parish 1250 0.0%
Calcasieu Parish 730 0.0%
Caddo Parish 602 33.3%
Bossier Parish 512 40.0%
St. Tammany Parish 520 0.0%
Ascension Parish 430 0.0%
Beauregard Parish 421 25.0%
Lafourche Parish 300 0.0%
Natchitoches Parish 310 0.0%
East Baton Rouge Parish 310 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 68 applications in 2025, of which 24 were originated and 6 denied.

8.8% of all applications, or 20.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans LoanUnited.com originated in Louisiana in 2025 was 6.13%, against a statewide median of 6.63%.

About this data. Figures are LoanUnited.com's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology