Lenders handling the most VA-guaranteed loan applications for veterans and service members.
| # | Lender | Grade | VA applications | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | United Shore Financial ServicesPlymouth, MI | B | 4,105 | 25,383 | 10.2% | 6.25% |
| 2 | Mortgage Research CenterColumbia, MO | C | 3,392 | 3,676 | 18.8% | 6.13% |
| 3 | Freedom MortgageBoca Raton, FL | B | 2,162 | 4,991 | 7.0% | 6.00% |
| 4 | Rocket MortgagePlymouth, MI | C | 1,552 | 17,947 | 15.6% | 6.75% |
| 5 | New Day FinancialWest Palm Beach, FL | F | 1,282 | 1,354 | 23.2% | 6.75% |
| 6 | Crosscountry MortgageCleveland, OH | B | 1,002 | 7,570 | 3.8% | 6.58% |
| 7 | NewrezWilmington, DE | D | 937 | 4,922 | 16.9% | 6.38% |
| 8 | Pennymac Loan ServicesWestlake Village, CA | C | 823 | 5,838 | 11.7% | 6.62% |
| 9 | Navy Federal Credit UnionVienna, VA | D | 757 | 4,421 | 24.0% | 7.75% |
| 10 | Loandepot.ComIrvine, CA | D | 705 | 6,180 | 16.1% | 5.99% |
| 11 | Fairway Independent MortgageMadison, WI | B | 615 | 6,729 | 5.6% | 6.63% |
| 12 | Village Capital & InvestmentHenderson, NV | C | 571 | 935 | 22.0% | 5.75% |
| 13 | Nova Financial & InvestmentTucson, AZ | C | 509 | 5,380 | 16.2% | 6.49% |
| 14 | Lennar MortgageMiami, FL | A | 473 | 3,184 | 10.9% | 4.25% |
| 15 | Dhi Mortgage CompanyArlington, TX | B | 455 | 3,479 | 12.8% | 3.99% |
| 16 | Guild MortgageSan Diego, CA | A | 429 | 4,880 | 4.3% | 6.63% |
| 17 | The Federal Savings BankChicago, IL | C | 397 | 493 | 10.8% | 6.50% |
| 18 | Lakeview Loan ServicingCoral Gables, FL | C | 386 | 2,547 | 50.3% | 6.49% |
| 19 | Equity Prime MortgageAtlanta, GA | D | 320 | 1,135 | 10.8% | 6.63% |
| 20 | USAA Federal Savings BankPhoenix, AZ | C | 312 | 575 | 27.1% | 6.38% |
| 21 | V.i.p. MortgageScottsdale, AZ | B | 277 | 2,930 | 2.5% | 6.62% |
| 22 | LoanUnited.comDuluth, GA | C | 274 | 628 | 6.4% | 6.13% |
| 23 | Broker SolutionsTustin, CA | D | 244 | 3,480 | 7.7% | 6.75% |
| 24 | Carrington Mortgage ServicesOrange, CA | D | 227 | 1,260 | 43.2% | 6.63% |
| 25 | Homeamerican MortgageDenver, CO | A | 223 | 1,197 | 6.7% | 4.50% |
| 26 | Taylor Morrison Home FundingMaitland, FL | A | 221 | 2,334 | 11.0% | 5.63% |
| 27 | Pulte MortgageWilmington, DE | A | 214 | 1,597 | 8.1% | 4.99% |
| 28 | Guaranteed RateChicago, IL | B | 211 | 2,727 | 6.6% | 6.58% |
| 29 | CMG MortgageSan Ramon, CA | A | 210 | 2,740 | 5.0% | 6.75% |
| 30 | Unnamed lender 254900M2C4Q6DATP2889 | F | 205 | 718 | 15.0% | 6.25% |
| 31 | Sun West Mortgage CompanyCerritos, CA | B | 204 | 926 | 13.9% | 6.13% |
| 32 | Prosperity Home MortgageFairfax, VA | A | 189 | 1,082 | 4.7% | 6.38% |
| 33 | American Pacific MortgageRoseville, CA | C | 183 | 2,254 | 9.2% | 6.63% |
| 34 | Kbhs Home LoansIrving, TX | B | 157 | 1,205 | 5.5% | 5.68% |
| 35 | Velocio MortgageSan Antonio, TX | A | 155 | 1,568 | 2.7% | 3.99% |
| 36 | AmeriSave MortgageSandy Springs, GA | D | 153 | 2,127 | 60.7% | 8.38% |
| 37 | Nationstar MortgageCoppell, TX | C | 151 | 2,625 | 15.1% | 8.00% |
| 38 | Mutual of Omaha MortgageSan Diego, CA | C | 146 | 1,303 | 12.1% | 6.38% |
| 39 | Inspire Home LoansNewport Beach, CA | B | 143 | 953 | 10.3% | 5.63% |
| 40 | NFMLinthicum, MD | A | 142 | 1,012 | 1.2% | 4.99% |
| 41 | Paramount Residential Mortgage GroupCorona, CA | B | 139 | 1,583 | 3.4% | 6.50% |
| 42 | Clearpath LendingIrvine, CA | B | 132 | 142 | 2.8% | 5.75% |
| 43 | GoodLeapRoseville, CA | C | 131 | 1,207 | 17.9% | 6.99% |
| 44 | Mattamy Home FundingDover, DE | A | 130 | 682 | 7.2% | 5.38% |
| 45 | Altitude FinancialTucson, AZ | A | 121 | 1,165 | 1.0% | 6.63% |
| 46 | Union Home MortgageStrongsville, OH | B | 113 | 959 | 5.3% | 6.50% |
| 47 | Plains Commerce BankSioux Falls, SD | B | 113 | 1,985 | 5.9% | 6.38% |
| 48 | PHH MortgageMount Laurel, NJ | C | 109 | 659 | 7.6% | 6.13% |
| 49 | Planet Home LendingMeriden, CT | B | 101 | 462 | 14.9% | 6.13% |
| 50 | Primelending, a PlainscapitalDallas, TX | A | 99 | 872 | 6.9% | 6.63% |
Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
