Mattamy Home Funding in Arizona vs the state
7.2%Denial rate-9.05 pts vs state
7.9%Decision denial rate-12.52 pts vs state
83.9%Origination rate+24.39 pts vs state
5.38%Median rate-1.13 pts vs state
-1.09Rate spread (pts)-1.31 pts vs state
$138kMedian applicant income
572Loans originated
49Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 676 | 509 | 5.6% | 5.63% | #83 |
| 2024 | 674 | 586 | 5.0% | 5.75% | #88 |
| 2025 | 682 | 572 | 7.2% | 5.38% | #93 |
What Mattamy Home Funding lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Mattamy Home Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 380 | 317 | 28 | 7.4% |
| Pima County | 214 | 183 | 16 | 7.5% |
| Pinal County | 88 | 72 | 5 | 5.7% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 682 applications in 2025, of which 572 were originated and 49 denied.
7.2% of all applications, or 7.9% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Mattamy Home Funding originated in Arizona in 2025 was 5.38%, against a statewide median of 6.50%.
About this data. Figures are Mattamy Home Funding's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology