Sun West Mortgage Company in Arizona vs the state
13.9%Denial rate-2.30 pts vs state
16.3%Decision denial rate-4.14 pts vs state
58.1%Origination rate-1.38 pts vs state
6.13%Median rate-0.38 pts vs state
0.05Rate spread (pts)-0.17 pts vs state
$88kMedian applicant income
538Loans originated
129Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 569 | 283 | 24.3% | 6.63% | #92 |
| 2024 | 786 | 433 | 14.4% | 6.13% | #81 |
| 2025 | 926 | 538 | 13.9% | 6.13% | #77 |
What Sun West Mortgage Company lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 576 | 361 | 73 | 12.7% |
| Pinal County | 108 | 58 | 18 | 16.7% |
| Pima County | 83 | 36 | 11 | 13.3% |
| Mohave County | 48 | 27 | 4 | 8.3% |
| Yuma County | 40 | 17 | 12 | 30.0% |
| Yavapai County | 21 | 12 | 3 | 14.3% |
| Cochise County | 14 | 5 | 3 | 21.4% |
| Coconino County | 12 | 7 | 2 | 16.7% |
| Gila County | 6 | 3 | 0 | 0.0% |
| Graham County | 5 | 4 | 1 | 20.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 926 applications in 2025, of which 538 were originated and 129 denied.
13.9% of all applications, or 16.3% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Sun West Mortgage Company originated in Arizona in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology