Primelending, a Plainscapital in Arizona vs the state
6.9%Denial rate-9.35 pts vs state
8.3%Decision denial rate-12.15 pts vs state
70.0%Origination rate+10.47 pts vs state
6.63%Median rate+0.13 pts vs state
0.22Rate spread (pts)-0.01 pts vs state
$113kMedian applicant income
610Loans originated
60Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,286 | 906 | 4.9% | 6.75% | #51 |
| 2024 | 1,016 | 708 | 7.5% | 6.75% | #66 |
| 2025 | 872 | 610 | 6.9% | 6.63% | #79 |
What Primelending, a Plainscapital lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 584 | 406 | 40 | 6.8% |
| Pinal County | 87 | 60 | 6 | 6.9% |
| Yavapai County | 66 | 45 | 9 | 13.6% |
| Yuma County | 54 | 43 | 0 | 0.0% |
| Pima County | 33 | 24 | 1 | 3.0% |
| Mohave County | 18 | 9 | 4 | 22.2% |
| Gila County | 10 | 9 | 0 | 0.0% |
| Coconino County | 7 | 6 | 0 | 0.0% |
| Navajo County | 6 | 4 | 0 | 0.0% |
| Cochise County | 4 | 3 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 872 applications in 2025, of which 610 were originated and 60 denied.
6.9% of all applications, or 8.3% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Primelending, a Plainscapital originated in Arizona in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology