GoodLeap in Arizona vs the state
17.9%Denial rate+1.67 pts vs state
20.8%Decision denial rate+0.38 pts vs state
52.3%Origination rate-7.20 pts vs state
6.99%Median rate+0.49 pts vs state
-0.01Rate spread (pts)-0.23 pts vs state
$85kMedian applicant income
631Loans originated
216Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 646 | 296 | 22.6% | 5.75% | #86 |
| 2024 | 713 | 379 | 20.1% | 5.99% | #84 |
| 2025 | 1,207 | 631 | 17.9% | 6.99% | #57 |
What GoodLeap lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most GoodLeap applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 698 | 378 | 124 | 17.8% |
| Pima County | 192 | 86 | 46 | 24.0% |
| Pinal County | 153 | 76 | 24 | 15.7% |
| Mohave County | 66 | 37 | 9 | 13.6% |
| Yavapai County | 30 | 16 | 4 | 13.3% |
| Cochise County | 17 | 10 | 1 | 5.9% |
| Yuma County | 16 | 7 | 5 | 31.3% |
| Graham County | 9 | 5 | 0 | 0.0% |
| Coconino County | 8 | 5 | 0 | 0.0% |
| Navajo County | 7 | 5 | 1 | 14.3% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 1,207 applications in 2025, of which 631 were originated and 216 denied.
17.9% of all applications, or 20.8% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans GoodLeap originated in Arizona in 2025 was 6.99%, against a statewide median of 6.50%.
About this data. Figures are GoodLeap's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology