Carrington Mortgage Services in Arizona vs the state
43.2%Denial rate+26.94 pts vs state
53.3%Decision denial rate+32.92 pts vs state
28.4%Origination rate-31.07 pts vs state
6.63%Median rate+0.13 pts vs state
0.58Rate spread (pts)+0.36 pts vs state
$92kMedian applicant income
358Loans originated
544Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 895 | 251 | 50.8% | 6.63% | #71 |
| 2024 | 925 | 290 | 43.8% | 6.50% | #69 |
| 2025 | 1,260 | 358 | 43.2% | 6.63% | #54 |
What Carrington Mortgage Services lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Carrington Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 669 | 190 | 296 | 44.2% |
| Pima County | 179 | 47 | 72 | 40.2% |
| Pinal County | 159 | 46 | 66 | 41.5% |
| Yavapai County | 62 | 17 | 24 | 38.7% |
| Yuma County | 44 | 15 | 19 | 43.2% |
| Cochise County | 37 | 9 | 18 | 48.6% |
| Mohave County | 34 | 10 | 15 | 44.1% |
| Coconino County | 28 | 9 | 14 | 50.0% |
| Santa Cruz County | 14 | 5 | 3 | 21.4% |
| Navajo County | 10 | 3 | 5 | 50.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 1,260 applications in 2025, of which 358 were originated and 544 denied.
43.2% of all applications, or 53.3% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Carrington Mortgage Services originated in Arizona in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology