Altitude Financial in Arizona vs the state
1.0%Denial rate-15.20 pts vs state
1.3%Decision denial rate-19.11 pts vs state
77.2%Origination rate+17.69 pts vs state
6.63%Median rate+0.13 pts vs state
0.21Rate spread (pts)-0.02 pts vs state
$109kMedian applicant income
899Loans originated
12Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,321 | 970 | 3.0% | 6.63% | #48 |
| 2024 | 1,257 | 942 | 2.1% | 6.63% | #56 |
| 2025 | 1,165 | 899 | 1.0% | 6.63% | #61 |
What Altitude Financial lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Altitude Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pima County | 718 | 561 | 6 | 0.8% |
| Maricopa County | 201 | 159 | 2 | 1.0% |
| Pinal County | 71 | 55 | 1 | 1.4% |
| Cochise County | 62 | 47 | 1 | 1.6% |
| Navajo County | 44 | 27 | 0 | 0.0% |
| Santa Cruz County | 18 | 15 | 1 | 5.6% |
| Yavapai County | 14 | 11 | 0 | 0.0% |
| Gila County | 13 | 8 | 0 | 0.0% |
| Mohave County | 10 | 7 | 0 | 0.0% |
| Coconino County | 6 | 5 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 1,165 applications in 2025, of which 899 were originated and 12 denied.
1.0% of all applications, or 1.3% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Altitude Financial originated in Arizona in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Altitude Financial's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology