Paramount Residential Mortgage Group · Arizona · 2025

Paramount Residential Mortgage Group in Arizona: approval rate, denial rate and rates (2025)

Paramount Residential Mortgage Group took 1,583 mortgage applications in Arizona in 2025, ranking #45 of 1,082 lenders active in the state. It originated 71.2% of them and denied 3.4% (4.5% of the applications it decided), against a statewide denial rate of 16.2%.

1.6kApplicationsin AZ
4.5%Decision denial ratestate 20.4%
6.50%Median ratestate 6.50%
$365,000Median loanstate $275,000
$457MVolume14 counties

Paramount Residential Mortgage Group in Arizona vs the state

3.4%Denial rate-12.88 pts vs state
4.5%Decision denial rate-15.92 pts vs state
71.2%Origination rate+11.71 pts vs state
6.50%Median rate0.00 pts vs state
0.29Rate spread (pts)+0.07 pts vs state
$112kMedian applicant income
1,127Loans originated
53Denied

Trend in Arizona

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,3319214.1%6.63%#46
20241,3149144.0%6.63%#54
20251,5831,1273.4%6.50%#45

What Paramount Residential Mortgage Group lends in Arizona

By loan purpose

Home purchase 1,154 73% · 3.6% denied
Refinance 200 13% · 3.0% denied
Cash-out refinance 195 12% · 2.6% denied
Home improvement 28 2% · 3.6% denied
Other / HELOC 6 0% · 0.0% denied

By loan type

Conventional 935 59% · 3.3% denied
FHA 492 31% · 3.7% denied
VA 139 9% · 0.7% denied
USDA / RHS 17 1% · 17.7% denied

Why it denied Arizona applicants

Debt-to-income ratio 22 42%
Collateral 14 26%
Other 7 13%
Credit history 7 13%
Unverifiable information 2 4%
Insufficient cash 1 2%

Where in Arizona

Counties with the most Paramount Residential Mortgage Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Maricopa County 1,06475231 2.9%
Pinal County 16311710 6.1%
Pima County 105726 5.7%
Yavapai County 94692 2.1%
Mohave County 48381 2.1%
Navajo County 28193 10.7%
Coconino County 18150 0.0%
Cochise County 17120 0.0%
Gila County 13110 0.0%
La Paz County 950 0.0%

Other large lenders in Arizona

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 25,38310.2%6.25%
Rocket MortgageC 17,94715.6%6.75%
Desert Financial Credit UnionB 16,97024.3%6.49%
Crosscountry MortgageB 7,5703.8%6.58%
Fairway Independent MortgageB 6,7295.6%6.63%
Bank of AmericaF 6,22932.2%6.24%
Loandepot.ComD 6,18016.1%5.99%
Pennymac Loan ServicesC 5,83811.7%6.62%
Nova Financial & InvestmentC 5,38016.2%6.49%
Freedom MortgageB 4,9917.0%6.00%

Frequently asked questions

Arizona: 1,583 applications in 2025, of which 1,127 were originated and 53 denied.

3.4% of all applications, or 4.5% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.

The median rate on loans Paramount Residential Mortgage Group originated in Arizona in 2025 was 6.50%, against a statewide median of 6.50%.

About this data. Figures are Paramount Residential Mortgage Group's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology