Nationstar Mortgage in Arizona vs the state
15.1%Denial rate-1.18 pts vs state
18.1%Decision denial rate-2.30 pts vs state
66.4%Origination rate+6.96 pts vs state
8.00%Median rate+1.50 pts vs state
2.57Rate spread (pts)+2.35 pts vs state
$100kMedian applicant income
1,744Loans originated
395Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,303 | 825 | 16.1% | 6.63% | #49 |
| 2024 | 2,176 | 1,481 | 14.5% | 7.50% | #33 |
| 2025 | 2,625 | 1,744 | 15.1% | 8.00% | #29 |
What Nationstar Mortgage lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 1,664 | 1,121 | 246 | 14.8% |
| Pima County | 320 | 202 | 49 | 15.3% |
| Pinal County | 187 | 123 | 30 | 16.0% |
| Mohave County | 128 | 77 | 23 | 18.0% |
| Yavapai County | 92 | 56 | 17 | 18.5% |
| Yuma County | 55 | 40 | 5 | 9.1% |
| Coconino County | 42 | 28 | 6 | 14.3% |
| Cochise County | 37 | 27 | 5 | 13.5% |
| Navajo County | 35 | 24 | 4 | 11.4% |
| Graham County | 24 | 15 | 5 | 20.8% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 2,625 applications in 2025, of which 1,744 were originated and 395 denied.
15.1% of all applications, or 18.1% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Nationstar Mortgage originated in Arizona in 2025 was 8.00%, against a statewide median of 6.50%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology