Broker Solutions · Arizona · 2025

Broker Solutions in Arizona: approval rate, denial rate and rates (2025)

Broker Solutions took 3,480 mortgage applications in Arizona in 2025, ranking #21 of 1,082 lenders active in the state. It originated 38.7% of them and denied 7.7% (16.1% of the applications it decided), against a statewide denial rate of 16.2%.

3.5kApplicationsin AZ
16.1%Decision denial ratestate 20.4%
6.75%Median ratestate 6.50%
$245,000Median loanstate $275,000
$379MVolume15 counties

Broker Solutions in Arizona vs the state

7.7%Denial rate-8.56 pts vs state
16.1%Decision denial rate-4.32 pts vs state
38.7%Origination rate-20.77 pts vs state
6.75%Median rate+0.25 pts vs state
0.65Rate spread (pts)+0.43 pts vs state
$90kMedian applicant income
1,347Loans originated
267Denied

Trend in Arizona

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232,0618388.1%6.88%#33
20243,3181,26810.1%6.88%#22
20253,4801,3477.7%6.75%#21

What Broker Solutions lends in Arizona

By loan purpose

Home purchase 1,194 34% · 4.8% denied
Refinance 534 15% · 5.2% denied
Cash-out refinance 1,195 34% · 6.1% denied
Home improvement 197 6% · 17.3% denied
Other / HELOC 360 10% · 20.8% denied

By loan type

Conventional 1,955 56% · 6.5% denied
FHA 1,280 37% · 9.9% denied
VA 244 7% · 5.7% denied
USDA / RHS 1 0% · 0.0% denied

Why it denied Arizona applicants

Credit history 126 47%
Collateral 41 15%
Debt-to-income ratio 34 13%
Other 23 9%
Incomplete application 23 9%
Unverifiable information 10 4%
Insufficient cash 9 3%
Employment history 1 0%

Where in Arizona

Counties with the most Broker Solutions applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Maricopa County 1,837710132 7.2%
Mohave County 58034227 4.7%
Pima County 3327528 8.4%
Pinal County 28810324 8.3%
Yavapai County 1604618 11.3%
Cochise County 57157 12.3%
Yuma County 55117 12.7%
Navajo County 4596 13.3%
Coconino County 32120 0.0%
Gila County 2897 25.0%

Other large lenders in Arizona

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 25,38310.2%6.25%
Rocket MortgageC 17,94715.6%6.75%
Desert Financial Credit UnionB 16,97024.3%6.49%
Crosscountry MortgageB 7,5703.8%6.58%
Fairway Independent MortgageB 6,7295.6%6.63%
Bank of AmericaF 6,22932.2%6.24%
Loandepot.ComD 6,18016.1%5.99%
Pennymac Loan ServicesC 5,83811.7%6.62%
Nova Financial & InvestmentC 5,38016.2%6.49%
Freedom MortgageB 4,9917.0%6.00%

Frequently asked questions

Arizona: 3,480 applications in 2025, of which 1,347 were originated and 267 denied.

7.7% of all applications, or 16.1% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.

The median rate on loans Broker Solutions originated in Arizona in 2025 was 6.75%, against a statewide median of 6.50%.

About this data. Figures are Broker Solutions's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology