Dhi Mortgage Company in Arizona vs the state
12.8%Denial rate-3.44 pts vs state
15.4%Decision denial rate-4.97 pts vs state
69.2%Origination rate+9.68 pts vs state
3.99%Median rate-2.51 pts vs state
-1.71Rate spread (pts)-1.93 pts vs state
$98kMedian applicant income
2,406Loans originated
445Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,295 | 2,378 | 9.5% | 5.50% | #16 |
| 2024 | 3,481 | 2,525 | 8.8% | 5.38% | #20 |
| 2025 | 3,479 | 2,406 | 12.8% | 3.99% | #22 |
What Dhi Mortgage Company lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Dhi Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pinal County | 1,581 | 1,105 | 221 | 14.0% |
| Maricopa County | 1,270 | 879 | 170 | 13.4% |
| Pima County | 625 | 420 | 54 | 8.6% |
| Coconino County | 1 | 1 | 0 | 0.0% |
| Santa Cruz County | 1 | 1 | 0 | 0.0% |
| Yavapai County | 1 | 0 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 3,479 applications in 2025, of which 2,406 were originated and 445 denied.
12.8% of all applications, or 15.4% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Dhi Mortgage Company originated in Arizona in 2025 was 3.99%, against a statewide median of 6.50%.
About this data. Figures are Dhi Mortgage Company's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology