Unnamed lender 254900M2C4Q6DATP2889 · Arizona · 2025

Unnamed lender 254900M2C4Q6DATP2889 in Arizona: approval rate, denial rate and rates (2025)

Unnamed lender 254900M2C4Q6DATP2889 took 718 mortgage applications in Arizona in 2025, ranking #89 of 1,082 lenders active in the state. It originated 36.2% of them and denied 15.0% (29.4% of the applications it decided), against a statewide denial rate of 16.2%.

718Applicationsin AZ
29.4%Decision denial ratestate 20.4%
6.25%Median ratestate 6.50%
$305,000Median loanstate $275,000
$83MVolume15 counties

Unnamed lender 254900M2C4Q6DATP2889 in Arizona vs the state

15.0%Denial rate-1.19 pts vs state
29.4%Decision denial rate+8.94 pts vs state
36.2%Origination rate-23.27 pts vs state
6.25%Median rate-0.25 pts vs state
0.42Rate spread (pts)+0.20 pts vs state
$79kMedian applicant income
260Loans originated
108Denied

What Unnamed lender 254900M2C4Q6DATP2889 lends in Arizona

By loan purpose

Home purchase 1 0% · 0.0% denied
Refinance 50 7% · 8.0% denied
Cash-out refinance 651 91% · 16.0% denied
Home improvement 16 2% · 0.0% denied

By loan type

Conventional 144 20% · 11.8% denied
FHA 369 51% · 18.7% denied
VA 205 29% · 10.7% denied

Why it denied Arizona applicants

Debt-to-income ratio 45 42%
Collateral 42 39%
Credit history 21 19%

Where in Arizona

Counties with the most Unnamed lender 254900M2C4Q6DATP2889 applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Maricopa County 36313052 14.3%
Pima County 1334221 15.8%
Pinal County 773110 13.0%
Mohave County 40189 22.5%
Yavapai County 29124 13.8%
Cochise County 1854 22.2%
Yuma County 18102 11.1%
Santa Cruz County 1022 20.0%
Coconino County 801 12.5%
Gila County 721 14.3%

Other large lenders in Arizona

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 25,38310.2%6.25%
Rocket MortgageC 17,94715.6%6.75%
Desert Financial Credit UnionB 16,97024.3%6.49%
Crosscountry MortgageB 7,5703.8%6.58%
Fairway Independent MortgageB 6,7295.6%6.63%
Bank of AmericaF 6,22932.2%6.24%
Loandepot.ComD 6,18016.1%5.99%
Pennymac Loan ServicesC 5,83811.7%6.62%
Nova Financial & InvestmentC 5,38016.2%6.49%
Freedom MortgageB 4,9917.0%6.00%

Frequently asked questions

Arizona: 718 applications in 2025, of which 260 were originated and 108 denied.

15.0% of all applications, or 29.4% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.

The median rate on loans Unnamed lender 254900M2C4Q6DATP2889 originated in Arizona in 2025 was 6.25%, against a statewide median of 6.50%.

About this data. Figures are Unnamed lender 254900M2C4Q6DATP2889's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology