Planet Home Lending in Arizona vs the state
14.9%Denial rate-1.29 pts vs state
16.2%Decision denial rate-4.25 pts vs state
76.4%Origination rate+16.93 pts vs state
6.13%Median rate-0.38 pts vs state
0.09Rate spread (pts)-0.13 pts vs state
$120kMedian applicant income
353Loans originated
69Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 180 | 114 | 27.2% | 6.44% | #164 |
| 2024 | 305 | 219 | 21.3% | 6.25% | #131 |
| 2025 | 462 | 353 | 14.9% | 6.13% | #118 |
What Planet Home Lending lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Planet Home Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 252 | 189 | 38 | 15.1% |
| Pinal County | 55 | 40 | 10 | 18.2% |
| Pima County | 46 | 38 | 6 | 13.0% |
| Mohave County | 40 | 30 | 6 | 15.0% |
| Yuma County | 23 | 19 | 1 | 4.3% |
| Yavapai County | 20 | 18 | 2 | 10.0% |
| Cochise County | 8 | 6 | 1 | 12.5% |
| Navajo County | 7 | 5 | 2 | 28.6% |
| Coconino County | 5 | 4 | 1 | 20.0% |
| Gila County | 4 | 2 | 2 | 50.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 462 applications in 2025, of which 353 were originated and 69 denied.
14.9% of all applications, or 16.2% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Planet Home Lending originated in Arizona in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are Planet Home Lending's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology