Prosperity Home Mortgage in Arizona vs the state
4.7%Denial rate-11.52 pts vs state
6.1%Decision denial rate-14.27 pts vs state
71.6%Origination rate+12.15 pts vs state
6.38%Median rate-0.13 pts vs state
0.11Rate spread (pts)-0.11 pts vs state
$118kMedian applicant income
775Loans originated
51Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,258 | 806 | 12.6% | 6.63% | #53 |
| 2024 | 1,016 | 686 | 7.0% | 6.63% | #67 |
| 2025 | 1,082 | 775 | 4.7% | 6.38% | #70 |
What Prosperity Home Mortgage lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Prosperity Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pima County | 682 | 511 | 22 | 3.2% |
| Maricopa County | 226 | 151 | 15 | 6.6% |
| Pinal County | 61 | 45 | 5 | 8.2% |
| Cochise County | 44 | 29 | 4 | 9.1% |
| Yavapai County | 32 | 16 | 3 | 9.4% |
| Coconino County | 11 | 9 | 0 | 0.0% |
| Mohave County | 7 | 4 | 1 | 14.3% |
| Navajo County | 5 | 4 | 0 | 0.0% |
| Santa Cruz County | 5 | 2 | 1 | 20.0% |
| Gila County | 5 | 3 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 1,082 applications in 2025, of which 775 were originated and 51 denied.
4.7% of all applications, or 6.1% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Prosperity Home Mortgage originated in Arizona in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Prosperity Home Mortgage's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology