Equity Prime Mortgage in Arizona vs the state
10.8%Denial rate-5.39 pts vs state
19.4%Decision denial rate-1.04 pts vs state
44.8%Origination rate-14.72 pts vs state
6.63%Median rate+0.13 pts vs state
0.46Rate spread (pts)+0.24 pts vs state
$90kMedian applicant income
508Loans originated
123Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 428 | 247 | 4.2% | 6.75% | #106 |
| 2024 | 824 | 518 | 4.1% | 6.81% | #75 |
| 2025 | 1,135 | 508 | 10.8% | 6.63% | #65 |
What Equity Prime Mortgage lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Equity Prime Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 506 | 211 | 68 | 13.4% |
| Pinal County | 159 | 72 | 11 | 6.9% |
| Pima County | 137 | 60 | 15 | 10.9% |
| Mohave County | 83 | 47 | 6 | 7.2% |
| Yavapai County | 69 | 32 | 3 | 4.3% |
| Cochise County | 54 | 20 | 9 | 16.7% |
| Yuma County | 40 | 22 | 4 | 10.0% |
| Navajo County | 26 | 11 | 3 | 11.5% |
| Coconino County | 19 | 12 | 1 | 5.3% |
| Gila County | 10 | 6 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 1,135 applications in 2025, of which 508 were originated and 123 denied.
10.8% of all applications, or 19.4% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Equity Prime Mortgage originated in Arizona in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Equity Prime Mortgage's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology