Homeamerican Mortgage in Arizona vs the state
6.7%Denial rate-9.55 pts vs state
7.6%Decision denial rate-12.80 pts vs state
81.1%Origination rate+21.64 pts vs state
4.50%Median rate-2.00 pts vs state
-1.96Rate spread (pts)-2.18 pts vs state
$117kMedian applicant income
971Loans originated
80Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,942 | 1,277 | 12.0% | 5.63% | #35 |
| 2024 | 1,570 | 1,265 | 6.6% | 5.38% | #46 |
| 2025 | 1,197 | 971 | 6.7% | 4.50% | #59 |
What Homeamerican Mortgage lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Homeamerican Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 661 | 530 | 52 | 7.9% |
| Pima County | 336 | 267 | 17 | 5.1% |
| Pinal County | 200 | 174 | 11 | 5.5% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 1,197 applications in 2025, of which 971 were originated and 80 denied.
6.7% of all applications, or 7.6% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Homeamerican Mortgage originated in Arizona in 2025 was 4.50%, against a statewide median of 6.50%.
About this data. Figures are Homeamerican Mortgage's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology