AmeriSave Mortgage in Arizona vs the state
60.7%Denial rate+44.51 pts vs state
67.8%Decision denial rate+47.34 pts vs state
28.1%Origination rate-31.41 pts vs state
8.38%Median rate+1.88 pts vs state
2.66Rate spread (pts)+2.44 pts vs state
$75kMedian applicant income
597Loans originated
1,292Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,249 | 412 | 22.8% | 6.25% | #30 |
| 2024 | 2,743 | 492 | 68.6% | 9.38% | #27 |
| 2025 | 2,127 | 597 | 60.7% | 8.38% | #37 |
What AmeriSave Mortgage lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 1,039 | 305 | 621 | 59.8% |
| Pima County | 313 | 88 | 195 | 62.3% |
| Pinal County | 204 | 58 | 125 | 61.3% |
| Mohave County | 141 | 30 | 91 | 64.5% |
| Yavapai County | 131 | 35 | 78 | 59.5% |
| Yuma County | 71 | 22 | 40 | 56.3% |
| Cochise County | 65 | 14 | 41 | 63.1% |
| Navajo County | 53 | 17 | 32 | 60.4% |
| Coconino County | 32 | 8 | 22 | 68.8% |
| Gila County | 28 | 10 | 12 | 42.9% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 2,127 applications in 2025, of which 597 were originated and 1,292 denied.
60.7% of all applications, or 67.8% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans AmeriSave Mortgage originated in Arizona in 2025 was 8.38%, against a statewide median of 6.50%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology