Pulte Mortgage in Arizona vs the state
8.1%Denial rate-8.15 pts vs state
10.2%Decision denial rate-10.24 pts vs state
71.0%Origination rate+11.47 pts vs state
4.99%Median rate-1.51 pts vs state
-1.18Rate spread (pts)-1.40 pts vs state
$126kMedian applicant income
1,133Loans originated
129Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,730 | 1,145 | 9.4% | 5.50% | #40 |
| 2024 | 1,781 | 1,291 | 8.5% | 5.63% | #44 |
| 2025 | 1,597 | 1,133 | 8.1% | 4.99% | #44 |
What Pulte Mortgage lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Pulte Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 1,036 | 743 | 86 | 8.3% |
| Pima County | 285 | 193 | 20 | 7.0% |
| Pinal County | 273 | 197 | 23 | 8.4% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 1,597 applications in 2025, of which 1,133 were originated and 129 denied.
8.1% of all applications, or 10.2% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Pulte Mortgage originated in Arizona in 2025 was 4.99%, against a statewide median of 6.50%.
About this data. Figures are Pulte Mortgage's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology