CMG Mortgage · Arizona · 2025

CMG Mortgage in Arizona: approval rate, denial rate and rates (2025)

CMG Mortgage took 2,740 mortgage applications in Arizona in 2025, ranking #27 of 1,082 lenders active in the state. It originated 65.4% of them and denied 5.0% (6.5% of the applications it decided), against a statewide denial rate of 16.2%.

2.7kApplicationsin AZ
6.5%Decision denial ratestate 20.4%
6.75%Median ratestate 6.50%
$375,000Median loanstate $275,000
$786MVolume14 counties

CMG Mortgage in Arizona vs the state

5.0%Denial rate-11.27 pts vs state
6.5%Decision denial rate-13.92 pts vs state
65.4%Origination rate+5.92 pts vs state
6.75%Median rate+0.25 pts vs state
0.34Rate spread (pts)+0.12 pts vs state
$131kMedian applicant income
1,792Loans originated
136Denied

Trend in Arizona

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,6191,0896.0%6.99%#41
20241,9831,3027.2%6.99%#39
20252,7401,7925.0%6.75%#27

What CMG Mortgage lends in Arizona

By loan purpose

Home purchase 1,619 59% · 3.0% denied
Refinance 536 20% · 6.9% denied
Cash-out refinance 498 18% · 6.8% denied
Home improvement 9 0% · 11.1% denied
Other / HELOC 78 3% · 20.5% denied

By loan type

Conventional 1,939 71% · 5.2% denied
FHA 547 20% · 5.5% denied
VA 210 8% · 1.0% denied
USDA / RHS 44 2% · 6.8% denied

Why it denied Arizona applicants

Debt-to-income ratio 41 30%
Credit history 23 17%
Other 20 15%
Collateral 20 15%
Unverifiable information 15 11%
Incomplete application 9 7%
Insufficient cash 5 4%
Employment history 3 2%

Where in Arizona

Counties with the most CMG Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Maricopa County 1,8721,25897 5.2%
Pinal County 22014010 4.5%
Yavapai County 1521085 3.3%
Mohave County 121875 4.1%
Pima County 119748 6.7%
Coconino County 71522 2.8%
Navajo County 40243 7.5%
Yuma County 26120 0.0%
Gila County 21113 14.3%
Apache County 1771 5.9%

Other large lenders in Arizona

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 25,38310.2%6.25%
Rocket MortgageC 17,94715.6%6.75%
Desert Financial Credit UnionB 16,97024.3%6.49%
Crosscountry MortgageB 7,5703.8%6.58%
Fairway Independent MortgageB 6,7295.6%6.63%
Bank of AmericaF 6,22932.2%6.24%
Loandepot.ComD 6,18016.1%5.99%
Pennymac Loan ServicesC 5,83811.7%6.62%
Nova Financial & InvestmentC 5,38016.2%6.49%
Freedom MortgageB 4,9917.0%6.00%

Frequently asked questions

Arizona: 2,740 applications in 2025, of which 1,792 were originated and 136 denied.

5.0% of all applications, or 6.5% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.

The median rate on loans CMG Mortgage originated in Arizona in 2025 was 6.75%, against a statewide median of 6.50%.

About this data. Figures are CMG Mortgage's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology