The Federal Savings Bank in Louisiana vs the state
14.8%Denial rate-7.40 pts vs state
36.5%Decision denial rate+8.31 pts vs state
24.9%Origination rate-27.08 pts vs state
6.38%Median rate-0.25 pts vs state
0.42Rate spread (pts)+0.06 pts vs state
$85kMedian applicant income
59Loans originated
35Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 190 | 48 | 11.6% | 6.75% | #108 |
| 2024 | 226 | 52 | 13.7% | 6.50% | #91 |
| 2025 | 237 | 59 | 14.8% | 6.38% | #104 |
What The Federal Savings Bank lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most The Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Tammany Parish | 22 | 7 | 2 | 9.1% |
| Caddo Parish | 20 | 4 | 7 | 35.0% |
| Orleans Parish | 18 | 3 | 0 | 0.0% |
| Jefferson Parish | 18 | 1 | 3 | 16.7% |
| Bossier Parish | 18 | 12 | 0 | 0.0% |
| East Baton Rouge Parish | 17 | 2 | 3 | 17.6% |
| Livingston Parish | 15 | 3 | 1 | 6.7% |
| Tangipahoa Parish | 12 | 4 | 3 | 25.0% |
| Ascension Parish | 12 | 2 | 4 | 33.3% |
| Lafayette Parish | 7 | 0 | 1 | 14.3% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 237 applications in 2025, of which 59 were originated and 35 denied.
14.8% of all applications, or 36.5% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans The Federal Savings Bank originated in Louisiana in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are The Federal Savings Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology