Sun West Mortgage Company · Louisiana · 2025

Sun West Mortgage Company in Louisiana: approval rate, denial rate and rates (2025)

Sun West Mortgage Company took 184 mortgage applications in Louisiana in 2025, ranking #127 of 721 lenders active in the state. It originated 41.9% of them and denied 22.8% (27.6% of the applications it decided), against a statewide denial rate of 22.2%.

184Applicationsin LA
27.6%Decision denial ratestate 28.2%
6.33%Median ratestate 6.63%
$235,000Median loanstate $165,000
$19MVolume28 counties

Sun West Mortgage Company in Louisiana vs the state

22.8%Denial rate+0.66 pts vs state
27.6%Decision denial rate-0.52 pts vs state
41.9%Origination rate-10.12 pts vs state
6.33%Median rate-0.29 pts vs state
0.37Rate spread (pts)+0.01 pts vs state
$76kMedian applicant income
77Loans originated
42Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202323912123.4%6.50%#95
202421910317.4%6.39%#98
20251847722.8%6.33%#127

What Sun West Mortgage Company lends in Louisiana

By loan purpose

Home purchase 126 68% · 24.6% denied
Refinance 23 13% · 8.7% denied
Cash-out refinance 34 18% · 26.5% denied
Other / HELOC 1 1% · 0.0% denied

By loan type

Conventional 39 21% · 20.5% denied
FHA 97 53% · 26.8% denied
VA 37 20% · 8.1% denied
USDA / RHS 11 6% · 45.5% denied

Why it denied Louisiana applicants

Debt-to-income ratio 23 55%
Credit history 11 26%
Other 5 12%
Employment history 2 5%
Unverifiable information 1 2%

Where in Louisiana

Counties with the most Sun West Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
East Baton Rouge Parish 561919 33.9%
Livingston Parish 19112 10.5%
Lafayette Parish 1562 13.3%
Ascension Parish 1381 7.7%
Orleans Parish 1246 50.0%
Caddo Parish 1021 10.0%
St. Tammany Parish 1041 10.0%
Jefferson Parish 630 0.0%
Bossier Parish 522 40.0%
St. Landry Parish 410 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 184 applications in 2025, of which 77 were originated and 42 denied.

22.8% of all applications, or 27.6% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Sun West Mortgage Company originated in Louisiana in 2025 was 6.33%, against a statewide median of 6.63%.

About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology