Mutual of Omaha Mortgage in Louisiana vs the state
20.7%Denial rate-1.45 pts vs state
29.5%Decision denial rate+1.31 pts vs state
46.8%Origination rate-5.20 pts vs state
6.50%Median rate-0.13 pts vs state
0.60Rate spread (pts)+0.24 pts vs state
$70kMedian applicant income
246Loans originated
109Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 476 | 243 | 28.4% | 6.88% | #51 |
| 2024 | 433 | 193 | 31.6% | 6.75% | #57 |
| 2025 | 526 | 246 | 20.7% | 6.50% | #54 |
What Mutual of Omaha Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Mutual of Omaha Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Tammany Parish | 74 | 42 | 8 | 10.8% |
| Orleans Parish | 55 | 24 | 9 | 16.4% |
| Jefferson Parish | 54 | 26 | 13 | 24.1% |
| East Baton Rouge Parish | 50 | 20 | 12 | 24.0% |
| Ascension Parish | 24 | 11 | 5 | 20.8% |
| Lafayette Parish | 23 | 13 | 7 | 30.4% |
| Tangipahoa Parish | 22 | 9 | 5 | 22.7% |
| Livingston Parish | 22 | 15 | 4 | 18.2% |
| Caddo Parish | 19 | 3 | 8 | 42.1% |
| Rapides Parish | 16 | 5 | 2 | 12.5% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 526 applications in 2025, of which 246 were originated and 109 denied.
20.7% of all applications, or 29.5% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Mutual of Omaha Mortgage originated in Louisiana in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Mutual of Omaha Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology